Artesia Federal Credit Union

Headquarters: Artesia, New Mexico
Charter: Credit Union
Assets: $172.7M
Fed district: Dallas

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Artesia Federal Credit Union: $25
Artesia Federal Credit Union: $25
U.S. median: no median
Stop Payment
Artesia Federal Credit Union: $30
Artesia Federal Credit Union: $30
U.S. median: no median
Debit Card Replacement
Artesia Federal Credit Union: $5
Artesia Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Artesia Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$25
Dormant Account Fee$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Reconcilement$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Insufficient Funds$25
per item

ATM & Card

Debit Card Replacement: 2nd & 3rd$5

Check Services

Money Order Fee$2
per item
Stop Payment on Check$30
per item
Check Cashing Fee5%($5 minimum)
Check Cashing Fee (audience not stated, treated as personal)5%($5 minimum)
Photocopies of check$2.50
per item
Photocopy of Draft$2.50
per item

Other Fees

Loan Application Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Reconcilement	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Insufficient Funds	$25	per item	None
ATM & Card
Debit Card Replacement: 2nd & 3rd	$5	Not stated	None
Check Services
Money Order Fee	$2	per item	None
Stop Payment on Check	$30	per item	None
Check Cashing Fee	5%($5 minimum)	Not stated	None
Check Cashing Fee (audience not stated, treated as personal)	5%($5 minimum)	Not stated	None
Photocopies of check	$2.50	per item	None
Photocopy of Draft	$2.50	per item	None
Other Fees
Loan Application Fee	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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