Southwest Louisiana Federal Credit Union

Headquarters: Lake Charles, Louisiana
Charter: Credit Union
Assets: $182.6M
Fed district: Atlanta

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Southwest Louisiana Federal Credit Union: $15
Southwest Louisiana Federal Credit Union: $15
U.S. median: no median
Overdraft (OD)
Southwest Louisiana Federal Credit Union: $30
Southwest Louisiana Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Southwest Louisiana Federal Credit Union: $30
Southwest Louisiana Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Southwest Louisiana Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Monthly Fee (audience not stated, treated as personal)$15
per month
Early Closure Fee$10
Inactive/Dormant Account Fee (no activity 2 years)$10
per month
Account Research Fee (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
Return Mail Fee$2

Overdraft & NSF

Courtesy Pay$30
per item
Courtesy Pay and NSF Fee (audience not stated, treated as personal)$30
per item
NSF Fee$30
per item

ATM & Card

Card Replacement$5
per item
Replace Lost Visa® Debit Card$10
Overnight Rush Order Card$25
per item
Overnight Rush Order Card$50

Check Services

Stop Payment Fee (including EFT and all other items)$10
Stop Payment Fee through Online Banking (audience not stated, treated as personal)$10
Copy of cancelled check online (audience not stated, treated as personal)No charge

Digital & Electronic

ACH Return Item$30
per item
Bill Pay-Overnight Check (audience not stated, treated as personal)$15
Bill Pay-Same Day Bill Pay (audience not stated, treated as personal)$7.95

Cash & Deposit

CoinStar Fees3%
CoinStar Fees - Non Member5%
Own Deposit Item Return$10
Returned Check$25
per item

Account Services

Levy/Garnishment Fee$50

Lending Fees

Late Fee (Consumer)$20
Late Fee (Real Estate) (audience not stated, treated as personal)5%
Late Payment$25

Other Fees

Skip A Pay Fee$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking Monthly Fee (audience not stated, treated as personal)	$15	per month	None
Early Closure Fee	$10	Not stated	None
Inactive/Dormant Account Fee (no activity 2 years)	$10	per month	None
Account Research Fee (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	Not stated	None
Return Mail Fee	$2	Not stated	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Courtesy Pay and NSF Fee (audience not stated, treated as personal)	$30	per item	None
NSF Fee	$30	per item	None
ATM & Card
Card Replacement	$5	per item	None
Replace Lost Visa® Debit Card	$10	Not stated	None
Overnight Rush Order Card	$25	per item	None
Overnight Rush Order Card	$50	Not stated	None
Check Services
Stop Payment Fee (including EFT and all other items)	$10	Not stated	None
Stop Payment Fee through Online Banking (audience not stated, treated as personal)	$10	Not stated	None
Copy of cancelled check online (audience not stated, treated as personal)	No charge	Not stated	None
Digital & Electronic
ACH Return Item	$30	per item	None
Bill Pay-Overnight Check (audience not stated, treated as personal)	$15	Not stated	None
Bill Pay-Same Day Bill Pay (audience not stated, treated as personal)	$7.95	Not stated	None
Cash & Deposit
CoinStar Fees	3%	Not stated	None
CoinStar Fees - Non Member	5%	Not stated	None
Own Deposit Item Return	$10	Not stated	None
Returned Check	$25	per item	None
Account Services
Levy/Garnishment Fee	$50	Not stated	None
Lending Fees
Late Fee (Consumer)	$20	Not stated	None
Late Fee (Real Estate) (audience not stated, treated as personal)	5%	Not stated	None
Late Payment	$25	Not stated	None
Other Fees
Skip A Pay Fee	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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