vs. U.S. typical range:LowerTypicalHigher
per month · Source
$1.75 below the national median
per day · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Overdraft & NSFVerified | |||||
| per month | NONE | Courtesy Pay 8 9 | $14Below the typical range ($25–$32 nationally) | $16 below the national median | per month | — | Source |
ATM & CardVerified | |||||
| ACCOUNTS BELOW ARE NO LONGER AVAILABLE | SAVINGS AND MONEY MARKET | Additional/Replacement card | $10Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
| ATM Transaction at Monterra ATM | $0 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $0Below the typical range ($3–$5.50 nationally) | $5 below the national median | — | — | Source |
| Cashier’s Check | $5 | ||||
Digital & ElectronicVerified | |||||
| Mobile Deposit Adjustment | $4Above the typical range ($0–$0.11 nationally) | $4 above the national median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item (RDI) | $10Within the typical range ($10–$25 nationally) | $5 below the national median | — | — | Source |
Lending FeesVerified | |||||
| Skip-a-Payment (if eligible) | $25Within the typical range ($15–$25 nationally) | $4 above the national median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Closure | $35Within the typical range ($25–$35.63 nationally) | $10 above the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $0Below the typical range ($3–$4.45 nationally) | $3.50 below the national median | — | — | Source |
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Headline fees vs. national median
Overdraft
$14
Headline fees published
5 of 15
Published fees
14
Under review
0
Assets
$1.9B
Work at Monterra Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.9B
Total deposits
$1.7B
Service charge income (year to date)
$1.6M
Fee income ratio
3.0%
Return on assets
0.97%
Financial profile · Pro
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| $1.75 below the national median |
| — |
| — |
| Source |
| ATM Withdrawal | $0Below the typical range ($1–$2.50 nationally) | $1.75 below the national median | per day | — | Source |
| At the national median |
| — |
| — |
| Source |
| Money Order | $1.50Below the typical range ($1.75–$3 nationally) | $0.50 below the national median | — | — | Source |
| Money Order | $0Below the typical range ($1.75–$3 nationally) | $2 below the national median | — | — | Source |
| PARTNER/ | $4Above the typical range ($1.75–$3 nationally) | $2 above the national median | — | — | Source |