Nsp Federal Credit Union

Headquarters: Maplewood, Minnesota
Charter: Credit Union
Assets: $35.1M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Nsp Federal Credit Union: $30
Nsp Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Nsp Federal Credit Union: $20
Nsp Federal Credit Union: $20
U.S. median: no median
Stop Payment
Nsp Federal Credit Union: $30
Nsp Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nsp Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Primary Share Account (Annual transaction required)$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Account Overdraft / NSF$30

ATM & Card

Replacement Visa Debit or Credit Card ( 1 free per year)$5
per item
RUSH Replacement of Visa Debit or Credit Card$75
per item

Wire Transfers

Outgoing Wire (Domestic only)$20

Check Services

ACH or Check Stop Payment Order$30
Stop Payment on Credit Union Check(must wait 2 weeks after issue)$30
Photocopy of Draft/Check (2 free per month)$5
per item

Digital & Electronic

ACH Origination Return$30

Cash & Deposit

Non Sufficient Funds from Deposited Check$30

Account Services

Re-Issue of Subordination Agreement$25
Subordination Agreement$50

Lending Fees

Visa Late Fee (5 day grace period)$30

Other Fees

Duplicate Statement$5
Duplicate Lien Release$5
Duplicate Satisfaction of Mortgage$25

Fee	Amount	Basis	Note
Account Maintenance
Inactive Primary Share Account (Annual transaction required)	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Account Overdraft / NSF	$30	Not stated	None
ATM & Card
Replacement Visa Debit or Credit Card ( 1 free per year)	$5	per item	None
RUSH Replacement of Visa Debit or Credit Card	$75	per item	None
Wire Transfers
Outgoing Wire (Domestic only)	$20	Not stated	None
Check Services
ACH or Check Stop Payment Order	$30	Not stated	None
Stop Payment on Credit Union Check(must wait 2 weeks after issue)	$30	Not stated	None
Photocopy of Draft/Check (2 free per month)	$5	per item	None
Digital & Electronic
ACH Origination Return	$30	Not stated	None
Cash & Deposit
Non Sufficient Funds from Deposited Check	$30	Not stated	None
Account Services
Re-Issue of Subordination Agreement	$25	Not stated	None
Subordination Agreement	$50	Not stated	None
Lending Fees
Visa Late Fee (5 day grace period)	$30	Not stated	None
Other Fees
Duplicate Statement	$5	Not stated	None
Duplicate Lien Release	$5	Not stated	None
Duplicate Satisfaction of Mortgage	$25	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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