West Metro Schools Federal Credit Union

Headquarters: Hopkins, Minnesota
Charter: Credit Union
Assets: $43.6M
Fed district: Minneapolis

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
West Metro Schools Federal Credit Union: $20
West Metro Schools Federal Credit Union: $20
U.S. median: no median
Stop Payment
West Metro Schools Federal Credit Union: $20
West Metro Schools Federal Credit Union: $20
U.S. median: no median
OD Protection Transfer
West Metro Schools Federal Credit Union: $3
West Metro Schools Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from West Metro Schools Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account Fee$10
per month
Reconciliation Fee$20
Not compared: Charged per hour; comparison unavailable
per hour · Reconciliation Fee | $20 (per hour, one hour minimum)
Returned Statement Fee$10

Overdraft & NSF

Returned ACH Fee$20
Returned Check (Draft) Fee$20
Overdraft Transfer from Shares Fee$3

ATM & Card

Card Replacement Fee$10

Check Services

Stop Payment Fee$20
per item
Copy of Draft Fee$3
per item

Account Services

Notary FeeNo charge
Levy Fee$25
per item
Subordination Agreement$29

Other Fees

Statement Copy Fee$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account Fee	$10	per month	None
Reconciliation Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	Reconciliation Fee \| $20 (per hour, one hour minimum)
Returned Statement Fee	$10	Not stated	None
Overdraft & NSF
Returned ACH Fee	$20	Not stated	None
Returned Check (Draft) Fee	$20	Not stated	None
Overdraft Transfer from Shares Fee	$3	Not stated	None
ATM & Card
Card Replacement Fee	$10	Not stated	None
Check Services
Stop Payment Fee	$20	per item	None
Copy of Draft Fee	$3	per item	None
Account Services
Notary Fee	No charge	Not stated	None
Levy Fee	$25	per item	None
Subordination Agreement	$29	Not stated	None
Other Fees
Statement Copy Fee	$3	per item	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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