K.U.M.C. Federal Credit Union

Headquarters: Shawnee, Kansas
Charter: Credit Union
Assets: $31.4M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
K.U.M.C. Federal Credit Union: $5
K.U.M.C. Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
K.U.M.C. Federal Credit Union: $30
K.U.M.C. Federal Credit Union: $30
U.S. median: no median
Stop Payment
K.U.M.C. Federal Credit Union: $20
K.U.M.C. Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from K.U.M.C. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$5
per month
Dormant Accounts$10
per month
Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Printed Member Statements$5
Return Mail$1
Not compared: Per-item charge, not monthly
per item
Return Statements$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ATM NSF$30
per item
Overdraft Transfer$3
per item

ATM & Card

Debit/ATM Card Replacement$10
per item

Check Services

Cashier’s Check$2
Money Orders$1
per item
ACH Stop Payment$20
per item
Stop Payment$20
Counter Checks$1
per item
Check Cashing$1
Share Draft Copies$2
per item

Digital & Electronic

ACH Return NSF$30
per item
ACH Unauthorized Entry Return Fee$10
per item
Bill Pay$3.50
per month

Cash & Deposit

Bulk Coin Processing Fee5%
Bulk Coin Processing Fee (audience not stated, treated as personal)5%
VISA Cash Advance Processing Fee$5
per item
Check Deposit Return$25
per item

Account Services

Notary ServiceNo charge

Gift & Prepaid Cards

Gift Card Purchase$3.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$5	per month	None
Dormant Accounts	$10	per month	None
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Member Statements	$5	Not stated	None
Return Mail	$1Not compared: Per-item charge, not monthly	per item	None
Return Statements	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ATM NSF	$30	per item	None
Overdraft Transfer	$3	per item	None
ATM & Card
Debit/ATM Card Replacement	$10	per item	None
Check Services
Cashier’s Check	$2	Not stated	None
Money Orders	$1	per item	None
ACH Stop Payment	$20	per item	None
Stop Payment	$20	Not stated	None
Counter Checks	$1	per item	None
Check Cashing	$1	Not stated	None
Share Draft Copies	$2	per item	None
Digital & Electronic
ACH Return NSF	$30	per item	None
ACH Unauthorized Entry Return Fee	$10	per item	None
Bill Pay	$3.50	per month	None
Cash & Deposit
Bulk Coin Processing Fee	5%	Not stated	None
Bulk Coin Processing Fee (audience not stated, treated as personal)	5%	Not stated	None
VISA Cash Advance Processing Fee	$5	per item	None
Check Deposit Return	$25	per item	None
Account Services
Notary Service	No charge	Not stated	None
Gift & Prepaid Cards
Gift Card Purchase	$3.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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