Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

K.U.M.C. Federal Credit Union

Shawnee, KansasCredit UnionKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

ATM NSF$30Within the typical range ($25–$31.50 nationally)
At the national median
per item · Source
Overdraft Transfer$3Within the typical range ($3–$5 nationally)
$2 below the national median
per item · Source

ATM & CardVerified

ATM Monthly Service Charge$3Above the typical range ($1–$2.50 nationally)
$1.05 above the national median
per month · Source
Debit/ATM Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

ACH Stop Payment$20Within the typical range ($20–$30 nationally)
$6 below the national median
per item · Source
Cashier’s Check$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Source
Check Cashing$1Below the typical range ($5–$10 nationally)
$4 below the national median
Source
Counter Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median
per item · Source
Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
per item · Source
Share Draft Copies$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$6 below the national median
Source

Digital & ElectronicVerified

ACH Return NSF$30Within the typical range ($18.75–$30 nationally)
$3 above the national median
per item · Source
ACH Unauthorized Entry Return Fee$10Below the typical range ($18.75–$30 nationally)
$17 below the national median
per item · Source
Bill Pay$3.50Within the typical range ($0–$10.40 nationally)
$1.45 below the national median
per month · Source

Cash & DepositVerified

Check Deposit Return$25Within the typical range ($10–$25 nationally)
$10 above the national median
per item · Source
VISA Cash Advance Processing Fee$5Within the typical range ($3–$10 nationally)
At the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Dormant Accounts	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Monthly Service Charge	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	per month	—	Source
Overdraft & NSFVerified
ATM NSF	$30Within the typical range ($25–$31.50 nationally)	At the national median	per item	—	Source
Overdraft Transfer	$3
ATM & CardVerified
ATM Monthly Service Charge	$3Above the typical range ($1–$2.50 nationally)	$1.05 above the national median	per month	—	Source
Debit/ATM Card Replacement	$10
Check ServicesVerified
ACH Stop Payment	$20Within the typical range ($20–$30 nationally)	$6 below the national median	per item	—	Source
Cashier’s Check	$2
Digital & ElectronicVerified
ACH Return NSF	$30Within the typical range ($18.75–$30 nationally)	$3 above the national median	per item	—	Source
ACH Unauthorized Entry Return Fee	$10
Cash & DepositVerified
Check Deposit Return	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per item	—	Source
VISA Cash Advance Processing Fee	$5
Gift & Prepaid CardsVerified
Gift Card Purchase	$3.50Within the typical range ($3–$4.50 nationally)	At the national median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 20 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$31.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$31.4M

Total deposits

$26.9M

Service charge income (year to date)

$75K

Fee income ratio

8.8%

Return on assets

1.84%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 38,011 published fee entries from 2,656 institutions

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