Members Community Federal Credit Union

Headquarters: Muscatine, Iowa
Charter: Credit Union
Assets: $99.2M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Members Community Federal Credit Union: $26
Members Community Federal Credit Union: $26
U.S. median: no median
NSF / Returned Item
Members Community Federal Credit Union: $26
Members Community Federal Credit Union: $26
U.S. median: no median
Wire Transfer (Domestic Out)
Members Community Federal Credit Union: $20
Members Community Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Members Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

New Account Closing Fee (if closed within 6 months of opening)$25
Inactive Account Fee (for accounts <, excludes members under 18)$5
per month
Account Reconciliation/Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research Fee | $25 per hour*
ATM Adjustment Fee$26
per item
Return Mail Fee$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Advance Fee$26
Non-Sufficient Fund (NSF)/Returned Item Fee$26
per item
Overdraft Transfer Fee$4
per item

ATM & Card

ATM/Debit Card Replacement Fee$15
per item

Wire Transfers

Outgoing Wire$20
Incoming Wire$10
Outgoing International Wire$30

Check Services

Cashier's Check$5
per item
Money Order$2
per item
Stop Payment Fee$20
per item
Counter Check Fee$3
per item
Check Copy Fee$4
per item

Account Services

Notary ServicesNo charge
Garnishment, Levy, Judgement, or Legal Order$25
per item

Retirement & IRA

IRA External Transfer Fee$25

Gift & Prepaid Cards

Visa Gift Card$4

Other Fees

Overnight Courier Fee$20
Statement Printout$2
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
New Account Closing Fee (if closed within 6 months of opening)	$25	Not stated	None
Inactive Account Fee (for accounts <, excludes members under 18)	$5	per month	None
Account Reconciliation/Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research Fee \| $25 per hour*
ATM Adjustment Fee	$26	per item	None
Return Mail Fee	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Advance Fee	$26	Not stated	None
Non-Sufficient Fund (NSF)/Returned Item Fee	$26	per item	None
Overdraft Transfer Fee	$4	per item	None
ATM & Card
ATM/Debit Card Replacement Fee	$15	per item	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Outgoing International Wire	$30	Not stated	None
Check Services
Cashier's Check	$5	per item	None
Money Order	$2	per item	None
Stop Payment Fee	$20	per item	None
Counter Check Fee	$3	per item	None
Check Copy Fee	$4	per item	None
Account Services
Notary Services	No charge	Not stated	None
Garnishment, Levy, Judgement, or Legal Order	$25	per item	None
Retirement & IRA
IRA External Transfer Fee	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$4	Not stated	None
Other Fees
Overnight Courier Fee	$20	Not stated	None
Statement Printout	$2Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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