Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Members Community Federal Credit Union

Muscatine, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research Fee$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=account_research; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Account Reconciliation/Research Fee | $25 per hour*" · Source

New Account Closing Fee (if closed within 6 months of opening)$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=early_closure; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="New Account Closing Fee (if closed within 6 months of opening) | $25" · Source

Overdraft & NSFVerified

Non-Sufficient Fund (NSF)/Returned Item Fee$26Within the typical range ($25–$32 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=nsf; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Non-Sufficient Fund (NSF)/Returned Item Fee | $26 per occurrence" · Source
Overdraft Advance Fee$26Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=overdraft; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Overdraft Advance Fee | $26" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=wire_domestic_incoming; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Incoming Wire | $10" · Source
Outgoing International Wire$30Below the typical range ($40–$50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=wire_intl_outgoing; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Outgoing International Wire | $30" · Source
Outgoing Wire$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=wire_domestic_outgoing; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Outgoing Wire | $20" · Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=cashiers_check; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Cashier's Check | $5 per check" · Source
Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=money_order; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Money Order | $2 each" · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=stop_payment; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Stop Payment Fee | $20 per item*" · Source

Account ServicesVerified

Garnishment, Levy, Judgement, or Legal Order$25Within the typical range ($25–$75 nationally)
$25 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=garnishment_levy; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Garnishment, Levy, Judgement, or Legal Order | $25 per item" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$4Within the typical range ($3–$4.95 nationally)
$0.37 above the national median
Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=gift_card_purchase; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Visa Gift Card | $4" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research Fee	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=account_research; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Account Reconciliation/Research Fee \| $25 per hour*"	Source
New Account Closing Fee (if closed within 6 months of opening)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=early_closure; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="New Account Closing Fee (if closed within 6 months of opening) \| $25"	Source
Overdraft & NSFVerified
Non-Sufficient Fund (NSF)/Returned Item Fee	$26Within the typical range ($25–$32 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=nsf; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Non-Sufficient Fund (NSF)/Returned Item Fee \| $26 per occurrence"	Source
Overdraft Advance Fee
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=wire_domestic_incoming; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Incoming Wire \| $10"	Source
Outgoing International Wire	$30
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$6 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=cashiers_check; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Cashier's Check \| $5 per check"	Source
Money Order	$2
Account ServicesVerified
Garnishment, Levy, Judgement, or Legal Order	$25Within the typical range ($25–$75 nationally)	$25 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=garnishment_levy; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Garnishment, Levy, Judgement, or Legal Order \| $25 per item"	Source
Gift & Prepaid CardsVerified
Visa Gift Card	$4Within the typical range ($3–$4.95 nationally)	$0.37 above the national median	—	Knox deterministic extraction from Rosetta artifact #3014. canonical_hint=gift_card_purchase; text_hash=37c9337e748fc7d344689caed251c7fef264cf3f37f6a86b42897aab86112380; excerpt="Visa Gift Card \| $4"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$26

Overdraft fee: $26

7% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$99.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$99.2M

Total deposits

$83.0M

Service charge income (year to date)

$358K

Fee income ratio

10.7%

Return on assets

1.21%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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