Jemez Valley Federal Credit Union

Headquarters: Jemez Springs, New Mexico
Charter: Credit Union
Assets: $27.3M
Fed district: Kansas City

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Jemez Valley Federal Credit Union: $30
Jemez Valley Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Jemez Valley Federal Credit Union: $20
Jemez Valley Federal Credit Union: $20
U.S. median: no median
Stop Payment
Jemez Valley Federal Credit Union: $20
Jemez Valley Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Jemez Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

A Regular Share account closed within 90 days of opening$25
Dormant Account Fee - Monthly$5
per month
Research fee$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF and Courtesy Pay (Check or ACH)$30
Overdraft Protection Transfer Fee$5

ATM & Card

ATM/Debit Card Replacement$10

Wire Transfers

Wire Transfers: Domestic$20

Check Services

Cashier's Checks$4
Money Orders$1.50
Stop payment (Check or ACH)$20

Cash & Deposit

Returned deposited item$5

Account Services

Safe Deposit Box 3" x 10"$28
per year
Safe Deposit Box 3" x 5"$18
per year
Safe Deposit Box 5" x 10"$50
per year
Safe Deposit Box 5" x 5"$24
per year
Garnishment or Levy$50
Audit Confirmation$5

Retirement & IRA

IRA Shares annual maintenance fee$10
per year

Other Fees

Copy of Statement 1-3 pages$3
Returned Loan Payment Check$20

Fee	Amount	Basis	Note
Account Maintenance
A Regular Share account closed within 90 days of opening	$25	Not stated	None
Dormant Account Fee - Monthly	$5	per month	None
Research fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF and Courtesy Pay (Check or ACH)	$30	Not stated	None
Overdraft Protection Transfer Fee	$5	Not stated	None
ATM & Card
ATM/Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$20	Not stated	None
Check Services
Cashier's Checks	$4	Not stated	None
Money Orders	$1.50	Not stated	None
Stop payment (Check or ACH)	$20	Not stated	None
Cash & Deposit
Returned deposited item	$5	Not stated	None
Account Services
Safe Deposit Box 3" x 10"	$28	per year	None
Safe Deposit Box 3" x 5"	$18	per year	None
Safe Deposit Box 5" x 10"	$50	per year	None
Safe Deposit Box 5" x 5"	$24	per year	None
Garnishment or Levy	$50	Not stated	None
Audit Confirmation	$5	Not stated	None
Retirement & IRA
IRA Shares annual maintenance fee	$10	per year	None
Other Fees
Copy of Statement 1-3 pages	$3	Not stated	None
Returned Loan Payment Check	$20	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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