Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Civic Central Federal Credit Union

Jefferson City, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee$10Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=dormant_account; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="Dormant Fee | $10.00" · Source

Overdraft & NSFVerified

Nonsufficient funds$15Below the typical range ($25–$31 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=nsf; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="Nonsufficient funds | $15 per occurrence" · Source
Overdraft privilege$15Below the typical range ($25–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=overdraft; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="Overdraft privilege | $15 per occurrence" · Source

ATM & CardVerified

ATM/debit card replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=card_replacement; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="ATM/debit card replacement | $5" · Source

Check ServicesVerified

Stop payments$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=stop_payment; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="Stop payments | $15 per item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=dormant_account; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="Dormant Fee \| $10.00"	Source
Overdraft & NSFVerified
Nonsufficient funds	$15Below the typical range ($25–$31 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=nsf; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="Nonsufficient funds \| $15 per occurrence"	Source
Overdraft privilege
ATM & CardVerified
ATM/debit card replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=card_replacement; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="ATM/debit card replacement \| $5"	Source
Check ServicesVerified
Stop payments	$15Below the typical range ($20–$30 nationally)	$12 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4712. canonical_hint=stop_payment; text_hash=d9edd1147709b9f852ec062672534ea30ec175fa59a8fa31bb22add261ba7a71; excerpt="Stop payments \| $15 per item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

Total fees: 5 — leaner than most institutions

Published fees

Under review

Assets

$105.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$105.0M

Total deposits

$91.7M

Service charge income (year to date)

$68K

Fee income ratio

2.8%

Return on assets

1.28%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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