18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 3, 2026
Call-report figures are for Peoples State Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Peoples State Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 3, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $426K in Q2 2026, 16% above the same quarter a year earlier ($367K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 17% from Q3 2025 to Q2 2026, to $426K.
$426K
Peoples State BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Peoples State Bank · $1.5B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Peoples State Bank(this institution) | Wausau, WI | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| 1st Summit Bank | Johnstown, PA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| American Heritage Bank | Sapulpa, OK | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| American Riviera Bank | Santa Barbara, CA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ameriserv Financial Bank | Johnstown, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Apex Bank | Camden, TN | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Bank Illinois | Geneseo, IL | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Bank and Trust | Frostproof, FL | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dieterich Bank | Effingham, IL | $1.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Elkhorn Valley Bank & Trust | Norfolk, NE | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Bank Richmond | Richmond, IN | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Bank of Pulaski | Pulaski, TN | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank | Mendota, IL | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Greenfield Savings Bank | Greenfield, MA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Main Street Bank Corp. | Wooster, OH | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Marquette Savings Bank | Erie, PA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| North State Bank | Raleigh, NC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pathfinder Bank | Oswego, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Providence Bank | Rocky Mount, NC | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rhinebeck Bank | Rhinebeck, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Saco & Biddeford Savings Institution | Saco, ME | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Citizens Bank of Philadelphia, Mississippi | Philadelphia, MS | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Moody National Bank | Galveston, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union Bank | Morrisville, VT | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union County Savings Bank | Elizabeth, NJ | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Atmore, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 20 publish this fee(monthly maintenance)
5 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $7 among 20 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Call reports for Peoples State Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $426K | +$32K | +8.1% |
| Q1 2026 | $394K | −$10K | −2.5% |
| Q4 2025 | $404K | +$41K | +11.3% |
| Q3 2025 | $363K | −$4K | −1.1% |
| Q2 2025 | $367K | +$6K | +1.7% |
| Q1 2025 | $361K | −$3K | −0.8% |
| Q4 2024 | $364K | −$5K | −1.4% |
| Q3 2024 | $369K | +$17K | +4.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Peoples State Bank’s own schedules, with a source for each figure.
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $5 | per month | None |
| Early Closing Fee (account closed within 90 days) | $25 | Not stated | None |
| Checking (>730 days inactive & balance <$500) | $5 | Not stated | None |
| Money Market (>730 days inactive & balance <$500) | $5 | Not stated | None |
| Savings (>730 days inactive & balance <$500) | $5 | Not stated | None |
| Account Research/Recon (reconciliation) (minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Fee (returned mail/statement) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (per item per occurence) | $32 | per item | None |
| Returned Item Fee (per item per occurence) | $32 | per item | None |
ATM & Card | |||
| ATM Service Charge (using non-Peoples ATM per transaction) | $1.50 | per transaction | None |
| Replacement ATM/Debit Card | $5 | Not stated | None |
Check Services | |||
| Cashier’s Checks (customer) | $4 | Not stated | None |
| Stop Payment Charge - New/Renewal | $32 | Not stated | None |
| Encoded Counter Check (per 4) | $5 | Not stated | None |
| Foreign Check Processing | $50 | Not stated | None |
| Image Charge (check images returned in statement) | $3Not compared: Monthly charge, not per item | per month | None |
| Printout, copies, checks (loan or deposit per page) | $1 | per item | None |
Account Services | |||
| Notary Service, customer | No charge | Not stated | None |
| Foreign Items/Currency: 5 x 10 x 22 | $50 | Not stated | None |
| Safe Deposit Box 10 x 10 x 22 | $75 | Not stated | None |
| Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 10 x 15 x 22 | $80 | Not stated | None |
| Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal) | $90 | Not stated | None |
| Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal) | $80 | Not stated | None |
| Safe Deposit Box 3 x 10 x 22 | $40 | Not stated | None |
| Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 3 x 5 x 22 | $25 | Not stated | None |
| Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box 4 x 10 x 22 | $45 | Not stated | None |
| Safe Deposit Box 4 x 10 x 22 (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box 5 x 5 x 22 | $35 | Not stated | None |
| Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box 6 x 10 x 22 | $60 | Not stated | None |
| Safe Deposit Box 6 x 10 x 22 (audience not stated, treated as personal) | $60 | Not stated | None |
| Garnishment/Levy | $100 | Not stated | None |
Retirement & IRA | |||
| IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing | $25 | Not stated | None |
Other Fees | |||
| Photocopies | $0.25 | Not stated | None |
| Statement Copy (per statement) | $3Not compared: Monthly charge, not per item | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account eligible to add Monthly service charge | $20 | per month | None |
| Monthly service charge | $15 | per month | None |
| Monthly service charge | $10 | per month | None |
| Early Closing Fee (account closed within 90 days) | $25 | Not stated | None |
| Checking (>730 days inactive & balance <$500) | $5 | Not stated | None |
| Money Market (>730 days inactive & balance <$500) | $5 | Not stated | None |
| Savings (>730 days inactive & balance <$500) | $5 | Not stated | None |
| Account Research/Recon (reconciliation) (minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Fee (returned mail/statement) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (per item per occurence) | $32 | per item | None |
| Returned Item Fee (per item per occurence) | $32 | per item | None |
ATM & Card | |||
| ATM Service Charge (using non-Peoples ATM per transaction) | $1.50 | per transaction | None |
| Replacement ATM/Debit Card | $5 | Not stated | None |
Check Services | |||
| Cashier’s Checks (customer) | $4 | Not stated | None |
| Stop Payment Charge - New/Renewal | $32 | Not stated | None |
| Encoded Counter Check (per 4) | $5 | Not stated | None |
| Foreign Check Processing | $50 | Not stated | None |
| Image Charge (check images returned in statement) | $3Not compared: Monthly charge, not per item | per month | None |
| Printout, copies, checks (loan or deposit per page) | $1 | per item | None |
Account Services | |||
| Notary Service, customer | No charge | Not stated | None |
| Foreign Items/Currency: 5 x 10 x 22 | $50 | Not stated | None |
| Safe Deposit Box 10 x 10 x 22 | $75 | Not stated | None |
| Safe Deposit Box 10 x 15 x 22 | $80 | Not stated | None |
| Safe Deposit Box 3 x 10 x 22 | $40 | Not stated | None |
| Safe Deposit Box 3 x 5 x 22 | $25 | Not stated | None |
| Safe Deposit Box 4 x 10 x 22 | $45 | Not stated | None |
| Safe Deposit Box 5 x 5 x 22 | $35 | Not stated | None |
| Safe Deposit Box 6 x 10 x 22 | $60 | Not stated | None |
| Garnishment/Levy | $100 | Not stated | None |
Retirement & IRA | |||
| IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing | $25 | Not stated | None |
Other Fees | |||
| Photocopies | $0.25 | Not stated | None |
| Statement Copy (per statement) | $3Not compared: Monthly charge, not per item | per month | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Peoples State Bank operates, and what regulators and customers have on file.
In Wausau, WI, Peoples State Bank holds 14.8% of bank deposits, #2 of 17, with 5 offices.
74 offices of 33 institutions shown.
Showing 74 of 75 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 17 institutions shown. $5.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 14.8% share, 5 offices, #2 of 17
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
36 offices of 16 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
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