Peoples State Bank

Headquarters: Wausau, Wisconsin
Charter: Bank
Assets: $1.5B
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Peoples State Bank: $5
Peoples State Bank: $5
U.S. median: no median
Overdraft (OD)
Peoples State Bank: $32
Peoples State Bank: $32
U.S. median: no median
NSF / Returned Item
Peoples State Bank: $32
Peoples State Bank: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Bring fees, filings and market context together.

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Published fee schedule

Amounts from Peoples State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5
per month
Early Closing Fee (account closed within 90 days)$25
Checking (>730 days inactive & balance <$500)$5
Money Market (>730 days inactive & balance <$500)$5
Savings (>730 days inactive & balance <$500)$5
Account Research/Recon (reconciliation) (minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee (returned mail/statement)$5

Overdraft & NSF

Overdraft Fee (per item per occurence)$32
per item
Returned Item Fee (per item per occurence)$32
per item

ATM & Card

ATM Service Charge (using non-Peoples ATM per transaction)$1.50
per transaction
Replacement ATM/Debit Card$5

Check Services

Cashier’s Checks (customer)$4
Stop Payment Charge - New/Renewal$32
Encoded Counter Check (per 4)$5
Foreign Check Processing$50
Image Charge (check images returned in statement)$3
Not compared: Monthly charge, not per item
per month
Printout, copies, checks (loan or deposit per page)$1
per item

Account Services

Notary Service, customerNo charge
Foreign Items/Currency: 5 x 10 x 22$50
Safe Deposit Box 10 x 10 x 22$75
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)$75
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)$85
Safe Deposit Box 10 x 15 x 22$80
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)$90
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)$80
Safe Deposit Box 3 x 10 x 22$40
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$40
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$50
Safe Deposit Box 3 x 5 x 22$25
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)$25
Safe Deposit Box 4 x 10 x 22$45
Safe Deposit Box 4 x 10 x 22 (audience not stated, treated as personal)$45
Safe Deposit Box 5 x 5 x 22$35
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)$35
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)$45
Safe Deposit Box 6 x 10 x 22$60
Safe Deposit Box 6 x 10 x 22 (audience not stated, treated as personal)$60
Garnishment/Levy$100

Retirement & IRA

IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing$25

Other Fees

Photocopies$0.25
Statement Copy (per statement)$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Early Closing Fee (account closed within 90 days)	$25	Not stated	None
Checking (>730 days inactive & balance <$500)	$5	Not stated	None
Money Market (>730 days inactive & balance <$500)	$5	Not stated	None
Savings (>730 days inactive & balance <$500)	$5	Not stated	None
Account Research/Recon (reconciliation) (minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee (returned mail/statement)	$5	Not stated	None
Overdraft & NSF
Overdraft Fee (per item per occurence)	$32	per item	None
Returned Item Fee (per item per occurence)	$32	per item	None
ATM & Card
ATM Service Charge (using non-Peoples ATM per transaction)	$1.50	per transaction	None
Replacement ATM/Debit Card	$5	Not stated	None
Check Services
Cashier’s Checks (customer)	$4	Not stated	None
Stop Payment Charge - New/Renewal	$32	Not stated	None
Encoded Counter Check (per 4)	$5	Not stated	None
Foreign Check Processing	$50	Not stated	None
Image Charge (check images returned in statement)	$3Not compared: Monthly charge, not per item	per month	None
Printout, copies, checks (loan or deposit per page)	$1	per item	None
Account Services
Notary Service, customer	No charge	Not stated	None
Foreign Items/Currency: 5 x 10 x 22	$50	Not stated	None
Safe Deposit Box 10 x 10 x 22	$75	Not stated	None
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)	$85	Not stated	None
Safe Deposit Box 10 x 15 x 22	$80	Not stated	None
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)	$80	Not stated	None
Safe Deposit Box 3 x 10 x 22	$40	Not stated	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 x 5 x 22	$25	Not stated	None
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 4 x 10 x 22	$45	Not stated	None
Safe Deposit Box 4 x 10 x 22 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5 x 5 x 22	$35	Not stated	None
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 6 x 10 x 22	$60	Not stated	None
Safe Deposit Box 6 x 10 x 22 (audience not stated, treated as personal)	$60	Not stated	None
Garnishment/Levy	$100	Not stated	None
Retirement & IRA
IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing	$25	Not stated	None
Other Fees
Photocopies	$0.25	Not stated	None
Statement Copy (per statement)	$3Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account eligible to add Monthly service charge$20
per month
Monthly service charge$15
per month
Monthly service charge$10
per month
Early Closing Fee (account closed within 90 days)$25
Checking (>730 days inactive & balance <$500)$5
Money Market (>730 days inactive & balance <$500)$5
Savings (>730 days inactive & balance <$500)$5
Account Research/Recon (reconciliation) (minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee (returned mail/statement)$5

Overdraft & NSF

Overdraft Fee (per item per occurence)$32
per item
Returned Item Fee (per item per occurence)$32
per item

ATM & Card

ATM Service Charge (using non-Peoples ATM per transaction)$1.50
per transaction
Replacement ATM/Debit Card$5

Check Services

Cashier’s Checks (customer)$4
Stop Payment Charge - New/Renewal$32
Encoded Counter Check (per 4)$5
Foreign Check Processing$50
Image Charge (check images returned in statement)$3
Not compared: Monthly charge, not per item
per month
Printout, copies, checks (loan or deposit per page)$1
per item

Account Services

Notary Service, customerNo charge
Foreign Items/Currency: 5 x 10 x 22$50
Safe Deposit Box 10 x 10 x 22$75
Safe Deposit Box 10 x 15 x 22$80
Safe Deposit Box 3 x 10 x 22$40
Safe Deposit Box 3 x 5 x 22$25
Safe Deposit Box 4 x 10 x 22$45
Safe Deposit Box 5 x 5 x 22$35
Safe Deposit Box 6 x 10 x 22$60
Garnishment/Levy$100

Retirement & IRA

IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing$25

Other Fees

Photocopies$0.25
Statement Copy (per statement)$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account eligible to add Monthly service charge	$20	per month	None
Monthly service charge	$15	per month	None
Monthly service charge	$10	per month	None
Early Closing Fee (account closed within 90 days)	$25	Not stated	None
Checking (>730 days inactive & balance <$500)	$5	Not stated	None
Money Market (>730 days inactive & balance <$500)	$5	Not stated	None
Savings (>730 days inactive & balance <$500)	$5	Not stated	None
Account Research/Recon (reconciliation) (minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee (returned mail/statement)	$5	Not stated	None
Overdraft & NSF
Overdraft Fee (per item per occurence)	$32	per item	None
Returned Item Fee (per item per occurence)	$32	per item	None
ATM & Card
ATM Service Charge (using non-Peoples ATM per transaction)	$1.50	per transaction	None
Replacement ATM/Debit Card	$5	Not stated	None
Check Services
Cashier’s Checks (customer)	$4	Not stated	None
Stop Payment Charge - New/Renewal	$32	Not stated	None
Encoded Counter Check (per 4)	$5	Not stated	None
Foreign Check Processing	$50	Not stated	None
Image Charge (check images returned in statement)	$3Not compared: Monthly charge, not per item	per month	None
Printout, copies, checks (loan or deposit per page)	$1	per item	None
Account Services
Notary Service, customer	No charge	Not stated	None
Foreign Items/Currency: 5 x 10 x 22	$50	Not stated	None
Safe Deposit Box 10 x 10 x 22	$75	Not stated	None
Safe Deposit Box 10 x 15 x 22	$80	Not stated	None
Safe Deposit Box 3 x 10 x 22	$40	Not stated	None
Safe Deposit Box 3 x 5 x 22	$25	Not stated	None
Safe Deposit Box 4 x 10 x 22	$45	Not stated	None
Safe Deposit Box 5 x 5 x 22	$35	Not stated	None
Safe Deposit Box 6 x 10 x 22	$60	Not stated	None
Garnishment/Levy	$100	Not stated	None
Retirement & IRA
IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing	$25	Not stated	None
Other Fees
Photocopies	$0.25	Not stated	None
Statement Copy (per statement)	$3Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Peoples State Bank's ach origination changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Peoples State Bank: $5
Peoples State Bank: $5
U.S. median: no median
Overdraft (OD)
Peoples State Bank: $32
Peoples State Bank: $32
U.S. median: no median
NSF / Returned Item
Peoples State Bank: $32
Peoples State Bank: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Peoples State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5
per month
Early Closing Fee (account closed within 90 days)$25
Checking (>730 days inactive & balance <$500)$5
Money Market (>730 days inactive & balance <$500)$5
Savings (>730 days inactive & balance <$500)$5
Account Research/Recon (reconciliation) (minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee (returned mail/statement)$5

Overdraft & NSF

Overdraft Fee (per item per occurence)$32
per item
Returned Item Fee (per item per occurence)$32
per item

ATM & Card

ATM Service Charge (using non-Peoples ATM per transaction)$1.50
per transaction
Replacement ATM/Debit Card$5

Check Services

Cashier’s Checks (customer)$4
Stop Payment Charge - New/Renewal$32
Encoded Counter Check (per 4)$5
Foreign Check Processing$50
Image Charge (check images returned in statement)$3
Not compared: Monthly charge, not per item
per month
Printout, copies, checks (loan or deposit per page)$1
per item

Account Services

Notary Service, customerNo charge
Foreign Items/Currency: 5 x 10 x 22$50
Safe Deposit Box 10 x 10 x 22$75
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)$75
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)$85
Safe Deposit Box 10 x 15 x 22$80
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)$90
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)$80
Safe Deposit Box 3 x 10 x 22$40
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$40
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$50
Safe Deposit Box 3 x 5 x 22$25
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)$25
Safe Deposit Box 4 x 10 x 22$45
Safe Deposit Box 4 x 10 x 22 (audience not stated, treated as personal)$45
Safe Deposit Box 5 x 5 x 22$35
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)$35
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)$45
Safe Deposit Box 6 x 10 x 22$60
Safe Deposit Box 6 x 10 x 22 (audience not stated, treated as personal)$60
Garnishment/Levy$100

Retirement & IRA

IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing$25

Other Fees

Photocopies$0.25
Statement Copy (per statement)$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Early Closing Fee (account closed within 90 days)	$25	Not stated	None
Checking (>730 days inactive & balance <$500)	$5	Not stated	None
Money Market (>730 days inactive & balance <$500)	$5	Not stated	None
Savings (>730 days inactive & balance <$500)	$5	Not stated	None
Account Research/Recon (reconciliation) (minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee (returned mail/statement)	$5	Not stated	None
Overdraft & NSF
Overdraft Fee (per item per occurence)	$32	per item	None
Returned Item Fee (per item per occurence)	$32	per item	None
ATM & Card
ATM Service Charge (using non-Peoples ATM per transaction)	$1.50	per transaction	None
Replacement ATM/Debit Card	$5	Not stated	None
Check Services
Cashier’s Checks (customer)	$4	Not stated	None
Stop Payment Charge - New/Renewal	$32	Not stated	None
Encoded Counter Check (per 4)	$5	Not stated	None
Foreign Check Processing	$50	Not stated	None
Image Charge (check images returned in statement)	$3Not compared: Monthly charge, not per item	per month	None
Printout, copies, checks (loan or deposit per page)	$1	per item	None
Account Services
Notary Service, customer	No charge	Not stated	None
Foreign Items/Currency: 5 x 10 x 22	$50	Not stated	None
Safe Deposit Box 10 x 10 x 22	$75	Not stated	None
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)	$85	Not stated	None
Safe Deposit Box 10 x 15 x 22	$80	Not stated	None
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 10 x 15 x 22 (audience not stated, treated as personal)	$80	Not stated	None
Safe Deposit Box 3 x 10 x 22	$40	Not stated	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 x 5 x 22	$25	Not stated	None
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 4 x 10 x 22	$45	Not stated	None
Safe Deposit Box 4 x 10 x 22 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5 x 5 x 22	$35	Not stated	None
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 6 x 10 x 22	$60	Not stated	None
Safe Deposit Box 6 x 10 x 22 (audience not stated, treated as personal)	$60	Not stated	None
Garnishment/Levy	$100	Not stated	None
Retirement & IRA
IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing	$25	Not stated	None
Other Fees
Photocopies	$0.25	Not stated	None
Statement Copy (per statement)	$3Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account eligible to add Monthly service charge$20
per month
Monthly service charge$15
per month
Monthly service charge$10
per month
Early Closing Fee (account closed within 90 days)$25
Checking (>730 days inactive & balance <$500)$5
Money Market (>730 days inactive & balance <$500)$5
Savings (>730 days inactive & balance <$500)$5
Account Research/Recon (reconciliation) (minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee (returned mail/statement)$5

Overdraft & NSF

Overdraft Fee (per item per occurence)$32
per item
Returned Item Fee (per item per occurence)$32
per item

ATM & Card

ATM Service Charge (using non-Peoples ATM per transaction)$1.50
per transaction
Replacement ATM/Debit Card$5

Check Services

Cashier’s Checks (customer)$4
Stop Payment Charge - New/Renewal$32
Encoded Counter Check (per 4)$5
Foreign Check Processing$50
Image Charge (check images returned in statement)$3
Not compared: Monthly charge, not per item
per month
Printout, copies, checks (loan or deposit per page)$1
per item

Account Services

Notary Service, customerNo charge
Foreign Items/Currency: 5 x 10 x 22$50
Safe Deposit Box 10 x 10 x 22$75
Safe Deposit Box 10 x 15 x 22$80
Safe Deposit Box 3 x 10 x 22$40
Safe Deposit Box 3 x 5 x 22$25
Safe Deposit Box 4 x 10 x 22$45
Safe Deposit Box 5 x 5 x 22$35
Safe Deposit Box 6 x 10 x 22$60
Garnishment/Levy$100

Retirement & IRA

IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing$25

Other Fees

Photocopies$0.25
Statement Copy (per statement)$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account eligible to add Monthly service charge	$20	per month	None
Monthly service charge	$15	per month	None
Monthly service charge	$10	per month	None
Early Closing Fee (account closed within 90 days)	$25	Not stated	None
Checking (>730 days inactive & balance <$500)	$5	Not stated	None
Money Market (>730 days inactive & balance <$500)	$5	Not stated	None
Savings (>730 days inactive & balance <$500)	$5	Not stated	None
Account Research/Recon (reconciliation) (minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee (returned mail/statement)	$5	Not stated	None
Overdraft & NSF
Overdraft Fee (per item per occurence)	$32	per item	None
Returned Item Fee (per item per occurence)	$32	per item	None
ATM & Card
ATM Service Charge (using non-Peoples ATM per transaction)	$1.50	per transaction	None
Replacement ATM/Debit Card	$5	Not stated	None
Check Services
Cashier’s Checks (customer)	$4	Not stated	None
Stop Payment Charge - New/Renewal	$32	Not stated	None
Encoded Counter Check (per 4)	$5	Not stated	None
Foreign Check Processing	$50	Not stated	None
Image Charge (check images returned in statement)	$3Not compared: Monthly charge, not per item	per month	None
Printout, copies, checks (loan or deposit per page)	$1	per item	None
Account Services
Notary Service, customer	No charge	Not stated	None
Foreign Items/Currency: 5 x 10 x 22	$50	Not stated	None
Safe Deposit Box 10 x 10 x 22	$75	Not stated	None
Safe Deposit Box 10 x 15 x 22	$80	Not stated	None
Safe Deposit Box 3 x 10 x 22	$40	Not stated	None
Safe Deposit Box 3 x 5 x 22	$25	Not stated	None
Safe Deposit Box 4 x 10 x 22	$45	Not stated	None
Safe Deposit Box 5 x 5 x 22	$35	Not stated	None
Safe Deposit Box 6 x 10 x 22	$60	Not stated	None
Garnishment/Levy	$100	Not stated	None
Retirement & IRA
IRA Termination/Transfer/Excess Contribution Withdrawals: Outgoing	$25	Not stated	None
Other Fees
Photocopies	$0.25	Not stated	None
Statement Copy (per statement)	$3Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.