Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Rio Grande Federal Credit Union

Albuquerque, New MexicoCredit UnionKansas City Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Fresh Start Checking Monthly service fee$0Below the typical range ($4–$10 nationally)

Monthly maintenance charge$7

$1 above the national median$2 above the New Mexico median

per month · Source

Check ServicesVerified

Cashier’s check$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the New Mexico median
per item · Source
Stop payment$28Within the typical range ($20–$30 nationally)
$0.50 above the national medianAt the New Mexico median
Source

Lending FeesVerified

Loan origination fee$250Above the typical range ($20–$60 nationally)
$220 above the national median
one time · Source
Loans are subject to a loan origination fee of$250Above the typical range ($20–$60 nationally)
$220 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Fresh Start Checking Monthly service fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$5 below the New Mexico median	per month	—	Source
Monthly maintenance charge	$7Within the typical range ($4–$10 nationally)	$1 above the national median$2 above the New Mexico median	per month	—	Source
Check ServicesVerified
Cashier’s check	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the New Mexico median	per item	—	Source
Stop payment	$28
Lending FeesVerified
Loan origination fee	$250Above the typical range ($20–$60 nationally)	$220 above the national median	one time	—	Source
Loans are subject to a loan origination fee of	$250

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Headline fees published

3 of 15

Published fees

Under review

Assets

$666.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$666.0M

Total deposits

$606.0M

Service charge income (year to date)

$3.0M

Fee income ratio

12.1%

Return on assets

0.48%

Financial profile · Pro

Performance from regulator filings

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