North Star Community Federal Credit Union

Headquarters: Maddock, North Dakota
Charter: Credit Union
Assets: $464.8M
Fed district: Minneapolis

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
STAR+ CHECKING
North Star Community Federal Credit Union: $4.50
North Star Community Federal Credit Union: $4.50
U.S. median: no median
Overdraft (OD)
North Star Community Federal Credit Union: $30
North Star Community Federal Credit Union: $30
U.S. median: no median
OD Protection Transfer
North Star Community Federal Credit Union: $10
North Star Community Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Dakota: Banks and credit unions headquartered in North Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from North Star Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Star+ Checking Account Fee$4.50
per month
CLOSED ACCOUNT FEE (closed within first 60 days) Balance in account$25
INACTIVE ACCOUNT FEE no activity of any kind for 18-months$10
per month
Paper Statement Fee - Checking$3
Not compared: Charged per statement; comparison unavailable
per statement · PAPER STATEMENT FEE - CHECKING | $3.00 (per statement)
Bad Address Fee$5
per month

Overdraft & NSF

Privilege Pay$30
per item
Overdraft Protection$10

ATM & Card

Card Replacement/Upgrade$15

Cash & Deposit

Returned Deposit Item$5

Account Services

3x5 5x5 (Butte Only) 3x10 5x10 10x10 Drilling & Lost Key Fee$15
Not compared: Box drilling or key fee

Gift & Prepaid Cards

GIFT CARD (Member Purchase)$3

Other Fees

NSF Check Applied to a Loan$30

Fee	Amount	Basis	Note
Account Maintenance
Star+ Checking Account Fee	$4.50	per month	None
CLOSED ACCOUNT FEE (closed within first 60 days) Balance in account	$25	Not stated	None
INACTIVE ACCOUNT FEE no activity of any kind for 18-months	$10	per month	None
Paper Statement Fee - Checking	$3Not compared: Charged per statement; comparison unavailable	per statement	PAPER STATEMENT FEE - CHECKING \| $3.00 (per statement)
Bad Address Fee	$5	per month	None
Overdraft & NSF
Privilege Pay	$30	per item	None
Overdraft Protection	$10	Not stated	None
ATM & Card
Card Replacement/Upgrade	$15	Not stated	None
Cash & Deposit
Returned Deposit Item	$5	Not stated	None
Account Services
3x5 5x5 (Butte Only) 3x10 5x10 10x10 Drilling & Lost Key Fee	$15Not compared: Box drilling or key fee	Not stated	None
Gift & Prepaid Cards
GIFT CARD (Member Purchase)	$3	Not stated	None
Other Fees
NSF Check Applied to a Loan	$30	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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