Golden Plains Federal Credit Union

Headquarters: Garden City, Kansas
Charter: Credit Union
Assets: $1.0B
Fed district: Kansas City

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Golden Plains Federal Credit Union: $5
Golden Plains Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Golden Plains Federal Credit Union: $30
Golden Plains Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Golden Plains Federal Credit Union: $2
Golden Plains Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Golden Plains Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Service Charge Fee$5
per month
Inactive Account Fee$5
per month
Account Reconciliation/Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee$5
per month

Overdraft & NSF

Courtesy Pay Fee$30
per item
Overdraft/NSF Fee$30
per item

ATM & Card

Foreign ATM Fee$2
Replacement Debit/ATM/Credit Card$10
Expedited Debit/Credit Card Fee$30
VISA Foreign Transaction Fee1%of the transaction

Wire Transfers

Wire Transfer (outgoing) Fee$20
per item

Check Services

Corporate/Cashiers Check Fee$3
per item
Money Order Fee$2
per item
Stop Payment Fee$20
per item
Stop Payment on Corporate/Cashiers Check Fee$50
Counter Checks Fee$2.50
per item
Check Cashing Fee$5
per item
Incoming Collection Item Fee$20
per item
Items Sent for Collection Fee$20
per item

Cash & Deposit

Coin Machine Fees3%
Returned Item$30

Account Services

Non-member Notary Fee$15
Safe Deposit Box Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box Key Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$15

Gift & Prepaid Cards

VISA Gift Card$3

Other Fees

Statement Copy Fee$5
per item
Statement Copy Fee$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking Service Charge Fee	$5	per month	None
Inactive Account Fee	$5	per month	None
Account Reconciliation/Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
Overdraft/NSF Fee	$30	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Replacement Debit/ATM/Credit Card	$10	Not stated	None
Expedited Debit/Credit Card Fee	$30	Not stated	None
VISA Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (outgoing) Fee	$20	per item	None
Check Services
Corporate/Cashiers Check Fee	$3	per item	None
Money Order Fee	$2	per item	None
Stop Payment Fee	$20	per item	None
Stop Payment on Corporate/Cashiers Check Fee	$50	Not stated	None
Counter Checks Fee	$2.50	per item	None
Check Cashing Fee	$5	per item	None
Incoming Collection Item Fee	$20	per item	None
Items Sent for Collection Fee	$20	per item	None
Cash & Deposit
Coin Machine Fees	3%	Not stated	None
Returned Item	$30	Not stated	None
Account Services
Non-member Notary Fee	$15	Not stated	None
Safe Deposit Box Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$15	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3	Not stated	None
Other Fees
Statement Copy Fee	$5	per item	None
Statement Copy Fee	$2	per item	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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