20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from University Of Va Community Cu Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee | No charge | per month | None |
| Escheatment Fee | $25 | Not stated | None |
| Account Reconciliation (other than the first month) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research (after first hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft fee (Paid NSF) or Returned Item fee (NSF) | $32 | Not stated | None |
| Credit Union Initiated Overdraft Protection Transfer from Primary Savings 3 | $5 | Not stated | None |
ATM & Card | |||
| Card Used at ATM: Each non-UVA Community Credit Union network transaction | $2 | per item | None |
| Reissue Card | $10 | Not stated | None |
| Rush Order for Delivery of Debit/Credit Card | $40 | Not stated | None |
| International Transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfer: Domestic U.S. | $20 | Not stated | None |
| Outgoing Wire Transfer: International | $50 | Not stated | None |
Check Services | |||
| Cashier’s Checks | $3.50 | per item | None |
| Stop payment fee | $32 | Not stated | None |
| Zelle® Stop Payment fee | $30 | Not stated | None |
| Counter Checks (per page, four checks per page) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Foreign Check Fees | $20 | per transaction | None |
| Copy of Canceled Check | $5 | Not stated | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
| Mobile Deposit fee | No charge | Not stated | None |
Cash & Deposit | |||
| Merchant Transactions: Cash Advance | No charge | Not stated | None |
| Returned Deposit Fee: Single party item return | $32 | Not stated | None |
| Returned Deposit Fee: Two party item return | $8 | Not stated | None |
Account Services | |||
| Safe Deposit Box 10"x10" | $125 | Not stated | None |
| Safe Deposit Box 3"x5" | $30 | Not stated | None |
| Safe Deposit Box 4" x 10" | $60 | Not stated | None |
| Safe Deposit Box 5" x 10" | $70 | Not stated | None |
| Levy/Garnishment Fee | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Rollover Fee (applies to transfer of funds from the credit union) | $25 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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