Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Metrum Community Federal Credit Union

Centennial, ColoradoCredit UnionKansas City Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account – No activity for 12months or$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=dormant_account; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Dormant Account – No activity for 12months or | $5.00/month Waived on accounts with over" · Source

Reconciliation$35

$15 above the national median

Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=account_research; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Reconciliation $35.00/hour Minimum thirty (30) minutes" · Source

Share Account Minimum Balance Required$25

$19 above the national median

Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=minimum_balance; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Share Account Minimum Balance Required $25.00 If the account is closed within 6" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=nsf; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Non-Sufficient Funds (NSF) $25.00/Item Returned or Cleared" · Source

ATM & CardVerified

ATM Transactions$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=atm_non_network; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="ATM Transactions $1.00/transaction Exceeding five (5) per month" · Source
Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=card_replacement; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Replacement Card $10.00" · Source

Wire TransfersVerified

Domestic Wire Transfers$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=wire_domestic_outgoing; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Domestic Wire Transfers $20.00 Outgoing wires only" · Source

Check ServicesVerified

Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=stop_payment; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Stop Payment $25.00 CU Draft, Member Draft, ACH and" · Source

Digital & ElectronicVerified

ACH Origination Maintenance$15Within the typical range ($5–$20 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=ach_origination; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="ACH Origination Maintenance $15.00/occurrence Changes after initial set-up" · Source
ACH Origination Return$15Within the typical range ($15–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=ach_return; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="ACH Origination Return $15.00" · Source
Express Bill Pay Deactivation$10Within the typical range ($0–$12.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=bill_pay; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Express Bill Pay Deactivation $10.00 No payments made in two (2)" · Source
Express Online Bill Pay Enrollment$10Within the typical range ($0–$12.50 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=bill_pay; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Express Online Bill Pay Enrollment $10.00 No monthly fee *waived for" · Source

Account ServicesVerified

Business Account and Non-Member Notary Service$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=notary_fee; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Business Account and Non-Member Notary Service $5.00/document" · Source
Lost Title/Lien Release$15Below the typical range ($25–$100 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=legal_process; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Lost Title/Lien Release $15.00" · Source
Member Notary Service$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=notary_fee; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Member Notary Service $2.00/document" · Source

Lending FeesVerified

Late Payment$15Within the typical range ($15–$26.50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=late_payment; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Late Payment $15.00 After thirty (30) days late" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account – No activity for 12months or	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=dormant_account; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Dormant Account – No activity for 12months or \| $5.00/month Waived on accounts with over"	Source
Reconciliation	$35Above the typical range ($15–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=account_research; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Reconciliation $35.00/hour Minimum thirty (30) minutes"	Source
Share Account Minimum Balance Required	$25Above the typical range ($5–$12.25 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=minimum_balance; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Share Account Minimum Balance Required $25.00 If the account is closed within 6"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=nsf; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Non-Sufficient Funds (NSF) $25.00/Item Returned or Cleared"	Source
ATM & CardVerified
ATM Transactions	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=atm_non_network; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="ATM Transactions $1.00/transaction Exceeding five (5) per month"	Source
Replacement Card
Wire TransfersVerified
Domestic Wire Transfers	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=wire_domestic_outgoing; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Domestic Wire Transfers $20.00 Outgoing wires only"	Source
Check ServicesVerified
Stop Payment	$25Within the typical range ($20–$30 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=stop_payment; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Stop Payment $25.00 CU Draft, Member Draft, ACH and"	Source
Digital & ElectronicVerified
ACH Origination Maintenance	$15Within the typical range ($5–$20 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=ach_origination; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="ACH Origination Maintenance $15.00/occurrence Changes after initial set-up"	Source
ACH Origination Return
Account ServicesVerified
Business Account and Non-Member Notary Service	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=notary_fee; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Business Account and Non-Member Notary Service $5.00/document"	Source
Lost Title/Lien Release
Lending FeesVerified
Late Payment	$15Within the typical range ($15–$26.50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2859. canonical_hint=late_payment; text_hash=51e6392045a6350f415d401ebc6c5cfc9097881493cc7c094259ba9e70910d6f; excerpt="Late Payment $15.00 After thirty (30) days late"	Source

Fee change alerts

Get an email when Metrum Community Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Metrum Community Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$111.6M

Work at Metrum Community Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$111.6M

Total deposits

$95.8M

Service charge income (year to date)

$184K

Fee income ratio

5.5%

Return on assets

0.47%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing