Co-Op Credit Union of Montevideo

Headquarters: Montevideo, Minnesota
Charter: Credit Union
Assets: $422.8M
Fed district: Minneapolis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Co-Op Credit Union of Montevideo: $5 to $20
Co-Op Credit Union of Montevideo: $5 to $20
U.S. median: no median
Overdraft (OD)
Co-Op Credit Union of Montevideo: $25
Co-Op Credit Union of Montevideo: $25
U.S. median: no median
NSF / Returned Item
Co-Op Credit Union of Montevideo: $10
Co-Op Credit Union of Montevideo: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Co-Op Credit Union of Montevideo’s own schedules, with a source for each figure.

Account Maintenance

Membership Advantage Checking Monthly Service Charge$5
per month
Monthly Service Fee$20
per month
If the average daily balance falls below $2,500 during the month$10
Inactive Account (per month)$7
per month
Inactive/Return Mail Fee (Quarterly)$10
Not compared: Quarterly charge, not monthly
per quarter
Hourly Rate for Account Reconciliation$35
Not compared: Charged per hour; comparison unavailable
per hour
Hourly Rate for Account Research$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee per Presentment$25
per item
Return Item Fee$10

ATM & Card

Replace Debit Card$25

Wire Transfers

Outgoing Wire$20
Incoming Wire$10
Outgoing International Wire$45

Check Services

Cashier’s Check$2
Money Order$2
Stop Payment$15
Counter Check (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Canceled Check Copy$1

Cash & Deposit

Coin counting2%
Coin counting for MembersNo charge

Account Services

Notarization for MembersNo charge
Notarization for Non-Members$5
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$75
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$30
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$18
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$40
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$25
Levy or Garnishment$25

Gift & Prepaid Cards

Visa Gift Cards$2.50

Other Fees

Incoming Fax, per Page$1
per item
Photocopy for Non-Members, per page$0.25
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Membership Advantage Checking Monthly Service Charge	$5	per month	None
Monthly Service Fee	$20	per month	None
If the average daily balance falls below $2,500 during the month	$10	Not stated	None
Inactive Account (per month)	$7	per month	None
Inactive/Return Mail Fee (Quarterly)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Hourly Rate for Account Reconciliation	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Hourly Rate for Account Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee per Presentment	$25	per item	None
Return Item Fee	$10	Not stated	None
ATM & Card
Replace Debit Card	$25	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Outgoing International Wire	$45	Not stated	None
Check Services
Cashier’s Check	$2	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$15	Not stated	None
Counter Check (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Canceled Check Copy	$1	Not stated	None
Cash & Deposit
Coin counting	2%	Not stated	None
Coin counting for Members	No charge	Not stated	None
Account Services
Notarization for Members	No charge	Not stated	None
Notarization for Non-Members	$5	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$18	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$25	Not stated	None
Levy or Garnishment	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$2.50	Not stated	None
Other Fees
Incoming Fax, per Page	$1	per item	None
Photocopy for Non-Members, per page	$0.25	per item	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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