Co-Op Credit Union of Montevideo

Headquarters: Montevideo, Minnesota
Charter: Credit Union
Assets: $422.8M
Fed district: Minneapolis
Regulator: NCUA

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 29, 2026

How these figures are measured

Call-report figures are for Co-Op Credit Union of Montevideo, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Co-Op Credit Union of Montevideo's published fee schedule; Bank Fee Index medians	Current schedule	Oct 29, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Co-Op Credit Union of Montevideo (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $255K in Q2 2026, 35% above the same quarter a year earlier ($189K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Co-Op Credit Union of Montevideo: $5 to $20
Co-Op Credit Union of Montevideo: $5 to $20
U.S. median: no median
Overdraft (OD)
Co-Op Credit Union of Montevideo: $25
Co-Op Credit Union of Montevideo: $25
U.S. median: no median
NSF / Returned Item
Co-Op Credit Union of Montevideo: $10
Co-Op Credit Union of Montevideo: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 15% from Q3 2025 to Q2 2026, to $255K.

Fee income, Q2 2026

$255K

$221KQ3 2025

$262KQ4 2025

$183KQ1 2026

$255KQ2 2026

Against the median

Co-Op Credit Union of MontevideoMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Co-Op Credit Union of Montevideo · $423M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$412M to $434M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Co-Op Credit Union of Montevideo(this institution)	Montevideo, MN	$423M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Community Federal Credit Union	San Angelo, TX	$422M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Acadia Federal Credit Union	Fort Kent, ME	$413M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Alcoa Tenn Federal Credit Union	Alcoa, TN	$427M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alliance Federal Credit Union	Fenton, MO	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
America'S Federal Credit Union	Garland, TX	$428M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Ashland Federal Credit Union	Ashland, KY	$412M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Carolina Trust Federal Credit Union	Myrtle Beach, SC	$422M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cdc Federal Credit Union	Atlanta, GA	$414M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Coosa Pines Federal Credit Union	Childersburg, AL	$421M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dexsta Federal Credit Union	Wilmington, DE	$432M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Essential Federal Credit Union	Baton Rouge, LA	$434M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glendale Area Schools Federal Credit Union	Glendale, CA	$422M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
High Point Federal Credit Union	Olean, NY	$430M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Honolulu Federal Credit Union	Honolulu, HI	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Membersfirst Federal Credit Union	Decatur, GA	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mocse Federal Credit Union	Modesto, CA	$426M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Platinum Federal Credit Union	Duluth, GA	$413M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Public Employees Federal Credit Union	Austin, TX	$431M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rocky Mountain Federal Credit Union	Helena, MT	$427M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Signature Federal Credit Union	Alexandria, VA	$421M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Streator Onized Federal Credit Union	Streator, IL	$423M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Telco Community Credit Union	Candler, NC	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ukrainian Federal Credit Union	Rochester, NY	$427M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Universal 1 Federal Credit Union	Dayton, OH	$425M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Yolo Federal Credit Union	Woodland, CA	$412M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $7.50 (150%) above the median of similar-sized credit unions.

Compared at $12.50, the middle of its two prices, against a peer median of $5 among 9 publishing peers.

Its two checking prices are $5 and $20.

$12.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Co-Op Credit Union of Mon…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Co-Op Credit Union of Montevideo (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $255K
vs prior quarter: +$72K+39.3%; from Q1 2026
vs a year earlier: +$66K+34.9%; from Q2 2025
vs start of range: +$60K+30.8%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Co-Op Credit Union of Montevideo (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$255K	+$72K	+39.3%
Q1 2026	$183K	−$79K	−30.2%
Q4 2025	$262K	+$41K	+18.6%
Q3 2025	$221K	+$32K	+16.9%
Q2 2025	$189K	+$38K	+25.2%
Q1 2025	$151K	−$69K	−31.4%
Q4 2024	$220K	+$25K	+12.8%
Q3 2024	$195K	+$21K	+12.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Co-Op Credit Union of Montevideo’s own schedules, with a source for each figure.

Account Maintenance

Membership Advantage Checking Monthly Service Charge$5
per month
Monthly Service Fee$20
per month
If the average daily balance falls below $2,500 during the month$10
Inactive Account (per month)$7
per month
Inactive/Return Mail Fee (Quarterly)$10
Not compared: Quarterly charge, not monthly
per quarter
Hourly Rate for Account Reconciliation$35
Not compared: Charged per hour; comparison unavailable
per hour
Hourly Rate for Account Research$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee per Presentment$25
per item
Return Item Fee$10

ATM & Card

Replace Debit Card$25

Wire Transfers

Outgoing Wire$20
Incoming Wire$10
Outgoing International Wire$45

Check Services

Cashier’s Check$2
Money Order$2
Stop Payment$15
Counter Check (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Canceled Check Copy$1

Cash & Deposit

Coin counting2%
Coin counting for MembersNo charge

Account Services

Notarization for MembersNo charge
Notarization for Non-Members$5
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$75
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$30
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$18
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$40
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$25
Levy or Garnishment$25

Gift & Prepaid Cards

Visa Gift Cards$2.50

Other Fees

Incoming Fax, per Page$1
per item
Photocopy for Non-Members, per page$0.25
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Membership Advantage Checking Monthly Service Charge	$5	per month	None
Monthly Service Fee	$20	per month	None
If the average daily balance falls below $2,500 during the month	$10	Not stated	None
Inactive Account (per month)	$7	per month	None
Inactive/Return Mail Fee (Quarterly)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Hourly Rate for Account Reconciliation	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Hourly Rate for Account Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee per Presentment	$25	per item	None
Return Item Fee	$10	Not stated	None
ATM & Card
Replace Debit Card	$25	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Outgoing International Wire	$45	Not stated	None
Check Services
Cashier’s Check	$2	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$15	Not stated	None
Counter Check (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Canceled Check Copy	$1	Not stated	None
Cash & Deposit
Coin counting	2%	Not stated	None
Coin counting for Members	No charge	Not stated	None
Account Services
Notarization for Members	No charge	Not stated	None
Notarization for Non-Members	$5	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$18	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$25	Not stated	None
Levy or Garnishment	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$2.50	Not stated	None
Other Fees
Incoming Fax, per Page	$1	per item	None
Photocopy for Non-Members, per page	$0.25	per item	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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