Lexington Postal Community Federal Credit Union

Headquarters: Lexington, Kentucky
Charter: Credit Union
Assets: $27.2M
Fed district: Cleveland

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Lexington Postal Community Federal Credit Union: $5
Lexington Postal Community Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Lexington Postal Community Federal Credit Union: $32
Lexington Postal Community Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Compared at $32, the middle of its prices
Lexington Postal Community Federal Credit Union: $10 to $32
Lexington Postal Community Federal Credit Union: $10 to $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lexington Postal Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$5
per month
Abandoned/ Dormant Account (Per Month)$5
per month
Address Change Notifications or Returned Mail (Per Item)$3
per item
Per Hour Balancing Draft Account Checkbook must be left at Credit Union to be balanced$15
Not compared: Charged per hour; comparison unavailable
per hour
Research Per Hour$15
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement$3

Overdraft & NSF

Debit Card Overdraft (Per Item)$32
per item
ACH Automatic Transaction Insufficient Funds Return$32
Returned Check Brought in By Member$10
Returned Draft (Per Item)$32
per item
Overdraft Transfer (Per Item)$4
per item

ATM & Card

Debit Card Replacement/Renewal$5
per item
New/Replace/Reissue Card$5
Card Rush$50

Wire Transfers

Domestic Wire Transfer - Cutoff 2:30PM$20
per item
Wire Transfer Outgoing – Domestic Only$20

Check Services

ACH Automatic Transaction Stop Payment$25
Share Draft Stop Payment$25
Stop Payment (Per Item)$25
per item
Check Cashing (Per Check) – Free for Members$5
per item
Copy of Draft (Per Item)$5
per item

Account Services

Notary for membersNo charge
Notary for non-members$5
Garnishment$35
Levies$35

Lending Fees

Late Payment$30

Gift & Prepaid Cards

VISA Gift Card$5
VISA Gift Cards$5
per item

Other Fees

Fax (Per Occurrence)$1
per item
Photocopy Request (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copy (Per Month/Current Month Free)$3
Not compared: Monthly charge, not per item
per month
EZ Loan Application Fee$20
Loan Processing Fee$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$5	per month	None
Abandoned/ Dormant Account (Per Month)	$5	per month	None
Address Change Notifications or Returned Mail (Per Item)	$3	per item	None
Per Hour Balancing Draft Account Checkbook must be left at Credit Union to be balanced	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Research Per Hour	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement	$3	Not stated	None
Overdraft & NSF
Debit Card Overdraft (Per Item)	$32	per item	None
ACH Automatic Transaction Insufficient Funds Return	$32	Not stated	None
Returned Check Brought in By Member	$10	Not stated	None
Returned Draft (Per Item)	$32	per item	None
Overdraft Transfer (Per Item)	$4	per item	None
ATM & Card
Debit Card Replacement/Renewal	$5	per item	None
New/Replace/Reissue Card	$5	Not stated	None
Card Rush	$50	Not stated	None
Wire Transfers
Domestic Wire Transfer - Cutoff 2:30PM	$20	per item	None
Wire Transfer Outgoing – Domestic Only	$20	Not stated	None
Check Services
ACH Automatic Transaction Stop Payment	$25	Not stated	None
Share Draft Stop Payment	$25	Not stated	None
Stop Payment (Per Item)	$25	per item	None
Check Cashing (Per Check) – Free for Members	$5	per item	None
Copy of Draft (Per Item)	$5	per item	None
Account Services
Notary for members	No charge	Not stated	None
Notary for non-members	$5	Not stated	None
Garnishment	$35	Not stated	None
Levies	$35	Not stated	None
Lending Fees
Late Payment	$30	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$5	Not stated	None
VISA Gift Cards	$5	per item	None
Other Fees
Fax (Per Occurrence)	$1	per item	None
Photocopy Request (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy (Per Month/Current Month Free)	$3Not compared: Monthly charge, not per item	per month	None
EZ Loan Application Fee	$20	Not stated	None
Loan Processing Fee	$50	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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