Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Midland Federal Credit Union

Urbandale, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=account_research; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Account Research/Reconciliation | $20.00/hour*" · Source

Overdraft & NSFVerified

Debit Card Overdraft Fee$31Above the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=overdraft; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Debit Card Overdraft Fee | $31.00 each overdraft occurrence" · Source
NSF Transaction/Item/Overdraft$31Above the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=overdraft; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="NSF Transaction/Item/Overdraft | $31.00 each item causing an overdraft" · Source
Payment NSF Fee$31Within the typical range ($25–$32 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=nsf; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Payment NSF Fee | $31.00 each" · Source

Wire TransfersVerified

Wire Transfer Fee – Incoming$5Below the typical range ($7.50–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=wire_domestic_incoming; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Wire Transfer Fee – Incoming | $5.00 per transfer*" · Source

Check ServicesVerified

Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=money_order; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Money Order | $2.00 each" · Source
Stop Payment Fee$31Above the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=stop_payment; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Stop Payment Fee | $31.00 each*" · Source

Cash & DepositVerified

Non-Member coin counting$2Within the typical range ($0.10–$7.50 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=coin_counting; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Non-Member coin counting | $2.00 each occurrence*" · Source

Account ServicesVerified

Garnishment Administrative Fee$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=garnishment_levy; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Garnishment Administrative Fee | $25.00/each occurrence*" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=account_research; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Account Research/Reconciliation \| $20.00/hour*"	Source
Overdraft & NSFVerified
Debit Card Overdraft Fee	$31Above the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=overdraft; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Debit Card Overdraft Fee \| $31.00 each overdraft occurrence"	Source
NSF Transaction/Item/Overdraft
Wire TransfersVerified
Wire Transfer Fee – Incoming	$5Below the typical range ($7.50–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=wire_domestic_incoming; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Wire Transfer Fee – Incoming \| $5.00 per transfer*"	Source
Check ServicesVerified
Money Order	$2Within the typical range ($2–$3.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=money_order; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Money Order \| $2.00 each"	Source
Stop Payment Fee	$31
Cash & DepositVerified
Non-Member coin counting	$2Within the typical range ($0.10–$7.50 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=coin_counting; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Non-Member coin counting \| $2.00 each occurrence*"	Source
Account ServicesVerified
Garnishment Administrative Fee	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #3017. canonical_hint=garnishment_levy; text_hash=5fbba12cd4cef7cd8ade9afb98b7baf998d7a05729b3a0067fa8b4b9cef990ac; excerpt="Garnishment Administrative Fee \| $25.00/each occurrence*"	Source

Fee change alerts

Get an email when Midland Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Midland Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$31

Overdraft fee: $31

7% above the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$101.2M

Work at Midland Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$101.2M

Total deposits

$84.3M

Service charge income (year to date)

$171K

Fee income ratio

5.1%

Return on assets

1.08%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

See pricing