Dieterich Bank

Headquarters: Effingham, Illinois
Charter: Bank
Assets: $1.6B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Dieterich Bank: $30
Dieterich Bank: $30
U.S. median: no median
NSF / Returned Item
Dieterich Bank: $30
Dieterich Bank: $30
U.S. median: no median
Non-Network ATM
Dieterich Bank: $2
Dieterich Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Dieterich Bank’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (if closed within the first 90 days)$25
Dormant Account Fee$5
per month
Inactive Account Fee$5
per month
Account research/balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
Undeliverable Mail Fee (each statement cycle)$5
per month

Overdraft & NSF

Allowable Overdraft Fee (each presentment)$30
per item
NSF Returned Item Fee (each presentment)$30
per item
Continuous Overdraft Fee$30
Automatic Transfer to Cover Overdraft$5
Maximum Daily Overdraft Fee Limit$150
per day

ATM & Card

Foreign ATM Fee$2
Lost or Replacement Debit Card Fee$10
International Point of Sale Fee1%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfers$30
Foreign Outgoing Wire Transfers$70
Incoming Domestic & Foreign Wire Transfers$10

Check Services

Cashier’s Checks$3
Stop Pay Fee$30
Counter Checks (per sheet)$2
per item

Account Services

Safe Deposit Box Drilling Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$25
Not compared: Box drilling or key fee
Legal Requests (e.g. citations, garnishments, levies, subpoena)$25

Other Fees

Account activity/statement printout (per statement)$3
Not compared: Charged per statement; comparison unavailable
per statement · Account activity/statement printout (per statement) | $3.00

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (if closed within the first 90 days)	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Inactive Account Fee	$5	per month	None
Account research/balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Undeliverable Mail Fee (each statement cycle)	$5	per month	None
Overdraft & NSF
Allowable Overdraft Fee (each presentment)	$30	per item	None
NSF Returned Item Fee (each presentment)	$30	per item	None
Continuous Overdraft Fee	$30	Not stated	None
Automatic Transfer to Cover Overdraft	$5	Not stated	None
Maximum Daily Overdraft Fee Limit	$150	per day	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Lost or Replacement Debit Card Fee	$10	Not stated	None
International Point of Sale Fee	1%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfers	$30	Not stated	None
Foreign Outgoing Wire Transfers	$70	Not stated	None
Incoming Domestic & Foreign Wire Transfers	$10	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Stop Pay Fee	$30	Not stated	None
Counter Checks (per sheet)	$2	per item	None
Account Services
Safe Deposit Box Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Legal Requests (e.g. citations, garnishments, levies, subpoena)	$25	Not stated	None
Other Fees
Account activity/statement printout (per statement)	$3Not compared: Charged per statement; comparison unavailable	per statement	Account activity/statement printout (per statement) \| $3.00

Overdraft & NSF

Continuous Overdraft Fee-Business Accounts$30

Cash & Deposit

Returned Deposited Item Fee – Business Accounts$15

Fee	Amount	Basis	Note
Overdraft & NSF
Continuous Overdraft Fee-Business Accounts	$30	Not stated	None
Cash & Deposit
Returned Deposited Item Fee – Business Accounts	$15	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Dieterich Bank's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Dieterich Bank: $30
Dieterich Bank: $30
U.S. median: no median
NSF / Returned Item
Dieterich Bank: $30
Dieterich Bank: $30
U.S. median: no median
Non-Network ATM
Dieterich Bank: $2
Dieterich Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Dieterich Bank’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (if closed within the first 90 days)$25
Dormant Account Fee$5
per month
Inactive Account Fee$5
per month
Account research/balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
Undeliverable Mail Fee (each statement cycle)$5
per month

Overdraft & NSF

Allowable Overdraft Fee (each presentment)$30
per item
NSF Returned Item Fee (each presentment)$30
per item
Continuous Overdraft Fee$30
Automatic Transfer to Cover Overdraft$5
Maximum Daily Overdraft Fee Limit$150
per day

ATM & Card

Foreign ATM Fee$2
Lost or Replacement Debit Card Fee$10
International Point of Sale Fee1%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfers$30
Foreign Outgoing Wire Transfers$70
Incoming Domestic & Foreign Wire Transfers$10

Check Services

Cashier’s Checks$3
Stop Pay Fee$30
Counter Checks (per sheet)$2
per item

Account Services

Safe Deposit Box Drilling Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$25
Not compared: Box drilling or key fee
Legal Requests (e.g. citations, garnishments, levies, subpoena)$25

Other Fees

Account activity/statement printout (per statement)$3
Not compared: Charged per statement; comparison unavailable
per statement · Account activity/statement printout (per statement) | $3.00

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (if closed within the first 90 days)	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Inactive Account Fee	$5	per month	None
Account research/balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Undeliverable Mail Fee (each statement cycle)	$5	per month	None
Overdraft & NSF
Allowable Overdraft Fee (each presentment)	$30	per item	None
NSF Returned Item Fee (each presentment)	$30	per item	None
Continuous Overdraft Fee	$30	Not stated	None
Automatic Transfer to Cover Overdraft	$5	Not stated	None
Maximum Daily Overdraft Fee Limit	$150	per day	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Lost or Replacement Debit Card Fee	$10	Not stated	None
International Point of Sale Fee	1%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfers	$30	Not stated	None
Foreign Outgoing Wire Transfers	$70	Not stated	None
Incoming Domestic & Foreign Wire Transfers	$10	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Stop Pay Fee	$30	Not stated	None
Counter Checks (per sheet)	$2	per item	None
Account Services
Safe Deposit Box Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Legal Requests (e.g. citations, garnishments, levies, subpoena)	$25	Not stated	None
Other Fees
Account activity/statement printout (per statement)	$3Not compared: Charged per statement; comparison unavailable	per statement	Account activity/statement printout (per statement) \| $3.00

Overdraft & NSF

Continuous Overdraft Fee-Business Accounts$30

Cash & Deposit

Returned Deposited Item Fee – Business Accounts$15

Fee	Amount	Basis	Note
Overdraft & NSF
Continuous Overdraft Fee-Business Accounts	$30	Not stated	None
Cash & Deposit
Returned Deposited Item Fee – Business Accounts	$15	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.