Dieterich Bank

Headquarters: Effingham, Illinois
Charter: Bank
Assets: $1.6B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026

How these figures are measured

Call-report figures are for Dieterich Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Dieterich Bank's published fee schedule; Bank Fee Index medians	Current schedule	Nov 4, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Dieterich Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $716K in Q2 2026, 30% above the same quarter a year earlier ($551K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Dieterich Bank: $30
Dieterich Bank: $30
U.S. median: no median
NSF / Returned Item
Dieterich Bank: $30
Dieterich Bank: $30
U.S. median: no median
Non-Network ATM
Dieterich Bank: $2
Dieterich Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 18% from Q3 2025 to Q2 2026, to $716K.

Service-charge income, Q2 2026

$716K

$609KQ3 2025

$639KQ4 2025

$602KQ1 2026

$716KQ2 2026

Against the median

Dieterich BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Dieterich Bank · $1.6B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Banks only
$1.5B to $1.6B in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Dieterich Bank(this institution)	Effingham, IL	$1.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1st Summit Bank	Johnstown, PA	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Alma Bank	Astoria, NY	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
BankSouth	Greensboro, GA	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
BOM Bank	Natchitoches, LA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Chambers Bank	Danville, AR	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
CorTrust Bank National Association	Mitchell, SD	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elkhorn Valley Bank & Trust	Norfolk, NE	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Bank Richmond	Richmond, IN	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First National Bank of Pulaski	Pulaski, TN	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank	Mendota, IL	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grasshopper Bank, N.A.	New York, NY	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Greenfield Savings Bank	Greenfield, MA	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Landmark National Bank	Manhattan, KS	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Main Street Bank Corp.	Wooster, OH	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Newburyport Five Cents Savings Bank	Newburyport, MA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northfield Savings Bank	Northfield, VT	$1.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pacific National Bank	Miami, FL	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples State Bank	Wausau, WI	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
PrimeSouth Bank	Blackshear, GA	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Providence Bank	Rocky Mount, NC	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Citizens Bank of Philadelphia, Mississippi	Philadelphia, MS	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Moody National Bank	Galveston, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Nodaway Valley Bank	Maryville, MO	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Transportation Alliance Bank, Inc. d/b/a TAB Bank	Ogden, UT	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union Bank	Morrisville, VT	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 20 publish this fee(monthly maintenance)

5 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Dieterich Bank does not publish a monthly maintenance fee in the index.

The peer median is $8 among 20 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

Dieterich Bank does not publish a monthly maintenance fee, so it is not on this chart.

Dieterich BankPeer (equal prices stack)Peer medianInclude $50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Dieterich Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $716K
vs prior quarter: +$114K+18.9%; from Q1 2026
vs a year earlier: +$165K+29.9%; from Q2 2025
vs start of range: +$240K+50.4%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Dieterich Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$716K	+$114K	+18.9%
Q1 2026	$602K	−$37K	−5.8%
Q4 2025	$639K	+$30K	+4.9%
Q3 2025	$609K	+$58K	+10.5%
Q2 2025	$551K	+$41K	+8.0%
Q1 2025	$510K	−$40K	−7.3%
Q4 2024	$550K	+$74K	+15.5%
Q3 2024	$476K	−$49K	−9.3%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Dieterich Bank’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (if closed within the first 90 days)$25
Dormant Account Fee$5
per month
Inactive Account Fee$5
per month
Account research/balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
Undeliverable Mail Fee (each statement cycle)$5
per month

Overdraft & NSF

Allowable Overdraft Fee (each presentment)$30
per item
NSF Returned Item Fee (each presentment)$30
per item
Continuous Overdraft Fee$30
Automatic Transfer to Cover Overdraft$5
Maximum Daily Overdraft Fee Limit$150
per day

ATM & Card

Foreign ATM Fee$2
Lost or Replacement Debit Card Fee$10
International Point of Sale Fee1%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfers$30
Foreign Outgoing Wire Transfers$70
Incoming Domestic & Foreign Wire Transfers$10

Check Services

Cashier’s Checks$3
Stop Pay Fee$30
Counter Checks (per sheet)$2
per item

Account Services

Safe Deposit Box Drilling Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$25
Not compared: Box drilling or key fee
Legal Requests (e.g. citations, garnishments, levies, subpoena)$25

Other Fees

Account activity/statement printout (per statement)$3
Not compared: Charged per statement; comparison unavailable
per statement · Account activity/statement printout (per statement) | $3.00

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (if closed within the first 90 days)	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Inactive Account Fee	$5	per month	None
Account research/balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Undeliverable Mail Fee (each statement cycle)	$5	per month	None
Overdraft & NSF
Allowable Overdraft Fee (each presentment)	$30	per item	None
NSF Returned Item Fee (each presentment)	$30	per item	None
Continuous Overdraft Fee	$30	Not stated	None
Automatic Transfer to Cover Overdraft	$5	Not stated	None
Maximum Daily Overdraft Fee Limit	$150	per day	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Lost or Replacement Debit Card Fee	$10	Not stated	None
International Point of Sale Fee	1%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfers	$30	Not stated	None
Foreign Outgoing Wire Transfers	$70	Not stated	None
Incoming Domestic & Foreign Wire Transfers	$10	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Stop Pay Fee	$30	Not stated	None
Counter Checks (per sheet)	$2	per item	None
Account Services
Safe Deposit Box Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Legal Requests (e.g. citations, garnishments, levies, subpoena)	$25	Not stated	None
Other Fees
Account activity/statement printout (per statement)	$3Not compared: Charged per statement; comparison unavailable	per statement	Account activity/statement printout (per statement) \| $3.00

Overdraft & NSF

Continuous Overdraft Fee-Business Accounts$30

Cash & Deposit

Returned Deposited Item Fee – Business Accounts$15

Fee	Amount	Basis	Note
Overdraft & NSF
Continuous Overdraft Fee-Business Accounts	$30	Not stated	None
Cash & Deposit
Returned Deposited Item Fee – Business Accounts	$15	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Dieterich Bank operates, and what regulators and customers have on file.

Market position

In St. Louis, MO-IL, Dieterich Bank holds 0.2% of bank deposits, #52 of 111, with 7 offices.

Compare fees with the 74 St. Louis, MO-IL banks and credit unions in its home-metro peer set →

Offices in the metro

900 offices of 90 institutions shown.

Dieterich BankOther banksCredit unions

Showing 900 of 1,001 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: St. Louis, MO-IL metro (FDIC metro code 41180), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 24 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1U.S. Bank National Association13.0%
2Stifel Bank and Trust12.4%
3Bank of America, National Association11.8%
4Stifel Bank9.6%
5Commerce Bank5.8%
6Enterprise Bank & Trust3.9%
7Regions Bank3.7%
8PNC Bank, National Association2.4%
52Dieterich Bank0.2%

9 of 111 institutions shown. $141.7B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: St. Louis, MO-IL metro (FDIC metro code 41180)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2012 to 2026

June 2026: 0.2% share, 7 offices, #52 of 111

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2012 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2012 to 2026
Area: St. Louis, MO-IL metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

207 offices of 43 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

Get an email when Dieterich Bank's monthly maintenance changes in our data

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