Fort Mcclellan Federal Credit Union

Headquarters: Anniston, Alabama
Charter: Credit Union
Assets: $224.1M
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Fort Mcclellan Federal Credit Union: $30
Fort Mcclellan Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fort Mcclellan Federal Credit Union: $30
Fort Mcclellan Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Fort Mcclellan Federal Credit Union: $2
Fort Mcclellan Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fort Mcclellan Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee 2$5
Inactive Account Fee$10
Account Reconciliation (per hour, minimum $20.00)$20
Not compared: Charged per hour; comparison unavailable
per hour
Research/Statement Reconcilement (per hour, minimum $20.00)$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address (charged at close of calendar month)$5

Overdraft & NSF

Paid NSF Fees$30
NSF Fees$30
Overdraft Transfer Fees$5

ATM & Card

Foreign ATM (ATMs not owned by FMCU)$2
Replacement FMCU Debit Card$10

Wire Transfers

Wire Transfers Outgoing$25
Wire Transfers Incoming$5

Check Services

Official Check (Payable to Account Holder)No charge
Official Check (Payable to Third Party)$2
Stop Payment (ACH or Check)$25
Counter Check (Sheet of 4)$3
Collection Item Processing$20
Check Copies (each)$3
per item

Digital & Electronic

ACH Debit Return$30
Electronic Bill Payment Fee (Per Month)No charge
per month

Account Services

Levy/Garnishment processing$50

Gift & Prepaid Cards

Visa Gift Cards (per Card activation)$5
per item

Other Fees

Credit Card Statement Copy Fee (Per Page)$2
Not compared: Charged per page; comparison unavailable
per page · Credit Card Statement Copy Fee (Per Page) | $2.00
Current History Statement Printout (Current Month, Per Printout)$3
Statement Copy Fee$3

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee 2	$5	Not stated	None
Inactive Account Fee	$10	Not stated	None
Account Reconciliation (per hour, minimum $20.00)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Research/Statement Reconcilement (per hour, minimum $20.00)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address (charged at close of calendar month)	$5	Not stated	None
Overdraft & NSF
Paid NSF Fees	$30	Not stated	None
NSF Fees	$30	Not stated	None
Overdraft Transfer Fees	$5	Not stated	None
ATM & Card
Foreign ATM (ATMs not owned by FMCU)	$2	Not stated	None
Replacement FMCU Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers Outgoing	$25	Not stated	None
Wire Transfers Incoming	$5	Not stated	None
Check Services
Official Check (Payable to Account Holder)	No charge	Not stated	None
Official Check (Payable to Third Party)	$2	Not stated	None
Stop Payment (ACH or Check)	$25	Not stated	None
Counter Check (Sheet of 4)	$3	Not stated	None
Collection Item Processing	$20	Not stated	None
Check Copies (each)	$3	per item	None
Digital & Electronic
ACH Debit Return	$30	Not stated	None
Electronic Bill Payment Fee (Per Month)	No charge	per month	None
Account Services
Levy/Garnishment processing	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards (per Card activation)	$5	per item	None
Other Fees
Credit Card Statement Copy Fee (Per Page)	$2Not compared: Charged per page; comparison unavailable	per page	Credit Card Statement Copy Fee (Per Page) \| $2.00
Current History Statement Printout (Current Month, Per Printout)	$3	Not stated	None
Statement Copy Fee	$3	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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