First Bank Richmond

Headquarters: Richmond, Indiana
Charter: Bank
Assets: $1.5B
Fed district: Chicago

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Fit Checking $2.95 · Modern Fit Checking $6.95 · Classic Fit Checking $8.95
Compared at $6.95, the middle of its prices
First Bank Richmond: $2.95 to $8.95
First Bank Richmond: $2.95 to $8.95
U.S. median: no median
Overdraft (OD)
First Bank Richmond: $29
First Bank Richmond: $29
U.S. median: no median
OD Protection Transfer
First Bank Richmond: $5
First Bank Richmond: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank Richmond’s own schedules, with a source for each figure.

Account Maintenance

Basic Fit Checking Monthly Service Charge$2.95
per month
Classic Fit Checking Monthly Service Charge$8.95
per month
Modern Fit Checking Monthly Service Charge$6.95
per month

Overdraft & NSF

Overdraft (OD)$29
per item
Overdraft Privilege$29
per item
OD Protection Transfer$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Basic Fit Checking Monthly Service Charge	$2.95	per month	None
Classic Fit Checking Monthly Service Charge	$8.95	per month	None
Modern Fit Checking Monthly Service Charge	$6.95	per month	None
Overdraft & NSF
Overdraft (OD)	$29	per item	None
Overdraft Privilege	$29	per item	None
OD Protection Transfer	$5	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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