Fees from its schedule are under review and appear here once review is done.
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Total assets
Q4 2025, quarter end
NCUA 5300 call report · Dec 31, 2025
Revenue
Q4 2025, one quarter
NCUA 5300 call report · Dec 31, 2025
Fee income
Q4 2025, one quarter
NCUA 5300 call report · Dec 31, 2025
Fee-income share of revenue
88th percentile; peer median 7.3%
NCUA 5300 call report · year to date through Dec 31, 2025
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Apr 6, 2026
Call-report figures are for U. S. Employees Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q4 2025 Quarter ended Dec 31, 2025 | Oct 6, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q4 2025 Quarter ended Dec 31, 2025 | Oct 6, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q4 2025 Quarter ended Dec 31, 2025 | Oct 6, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 3,069 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q4 2025 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | U. S. Employees Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Apr 6, 2026 |
Fee income by quarter
Q3 2023 to Q4 2025, standalone quarters
Fee income was 16% of revenue, above the 7.3% median of 3,069 credit unions with under $300M in assets (88th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $220K in Q4 2025, 9.1% below the same quarter a year earlier ($242K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for U. S. Employees Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q1 2024 to Q4 2025, standalone quarters · 64 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q4 2025 | $220K | −$12K | −5.2% |
| Q3 2025 | $232K | +$4K | +1.8% |
| Q2 2025 | $228K | +$17K | +8.1% |
| Q1 2025 | $211K | −$31K | −12.8% |
| Q4 2024 | $242K | −$20K | −7.6% |
| Q3 2024 | $262K | +$15K | +6.1% |
| Q2 2024 | $247K | +$3K | +1.2% |
| Q1 2024 | $244K | −$11K | −4.3% |
Financial cohort: 3,322 credit unions with under $300M in assets filing for Q4 2025; 3,069 reported a share above 0% and are counted, U. S. Employees Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to U. S. Employees Federal Credit Union by share.
They stay out of every comparison until review is done.
per item · May incur fees when using Credit Union 1 ATMs before system conversion date of May 1, 2026
per item · Available after merger completion on May 2, 2026; access to 130,000+ surcharge-free ATMs nationwide through Allpoint, CO-OP, and MoneyPass networks
per item · May be required for use of the Online Payment Portal for loan payments
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| ATM Fee (Non-CU1 ATMs before merger) (audience not stated, treated as personal) | Not stated | per item | May incur fees when using Credit Union 1 ATMs before system conversion date of May 1, 2026 |
| CO-OP Surcharge-Free ATM Access (audience not stated, treated as personal) | No charge | per item | Available after merger completion on May 2, 2026; access to 130,000+ surcharge-free ATMs nationwide through Allpoint, CO-OP, and MoneyPass networks |
| Online Payment Portal Convenience Fee (audience not stated, treated as personal) | Not stated | per item | May be required for use of the Online Payment Portal for loan payments |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Apr 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows