Ashland Federal Credit Union

Headquarters: Ashland, Kentucky
Charter: Credit Union
Assets: $411.8M
Fed district: Cleveland

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ashland Federal Credit Union: $10
Ashland Federal Credit Union: $10
U.S. median: no median
Dormant Account
Ashland Federal Credit Union: $15
Ashland Federal Credit Union: $15
U.S. median: no median
Loan Origination
Ashland Federal Credit Union: $1,250
Ashland Federal Credit Union: $1,250
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ashland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactivity fee$15

Overdraft & NSF

Courtesy Pay Overdraft fee (item amount less than $25.00)$10
per item

Cash & Deposit

Cash advance2%of the advance
Cash advance (audience not stated, treated as personal)2%of the advance

Lending Fees

Origination fee$1,250
one time
Origination fee (Easy-Refinance) (audience not stated, treated as personal)$1,250
one time

Fee	Amount	Basis	Note
Account Maintenance
Inactivity fee	$15	Not stated	None
Overdraft & NSF
Courtesy Pay Overdraft fee (item amount less than $25.00)	$10	per item	None
Cash & Deposit
Cash advance	2%of the advance	Not stated	None
Cash advance (audience not stated, treated as personal)	2%of the advance	Not stated	None
Lending Fees
Origination fee	$1,250	one time	None
Origination fee (Easy-Refinance) (audience not stated, treated as personal)	$1,250	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Checking monthly fee if balance falls below stated minimum$25
per month
Inactivity fee$15

Cash & Deposit

Cash advance2%of the advance

Lending Fees

Origination fee$1,250
one time

Fee	Amount	Basis	Note
Account Maintenance
Business Checking monthly fee if balance falls below stated minimum	$25	per month	None
Inactivity fee	$15	Not stated	None
Cash & Deposit
Cash advance	2%of the advance	Not stated	None
Lending Fees
Origination fee	$1,250	one time	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ashland Federal Credit Union: $10
Ashland Federal Credit Union: $10
U.S. median: no median
Dormant Account
Ashland Federal Credit Union: $15
Ashland Federal Credit Union: $15
U.S. median: no median
Loan Origination
Ashland Federal Credit Union: $1,250
Ashland Federal Credit Union: $1,250
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Ashland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactivity fee$15

Overdraft & NSF

Courtesy Pay Overdraft fee (item amount less than $25.00)$10
per item

Cash & Deposit

Cash advance2%of the advance
Cash advance (audience not stated, treated as personal)2%of the advance

Lending Fees

Origination fee$1,250
one time
Origination fee (Easy-Refinance) (audience not stated, treated as personal)$1,250
one time

Fee	Amount	Basis	Note
Account Maintenance
Inactivity fee	$15	Not stated	None
Overdraft & NSF
Courtesy Pay Overdraft fee (item amount less than $25.00)	$10	per item	None
Cash & Deposit
Cash advance	2%of the advance	Not stated	None
Cash advance (audience not stated, treated as personal)	2%of the advance	Not stated	None
Lending Fees
Origination fee	$1,250	one time	None
Origination fee (Easy-Refinance) (audience not stated, treated as personal)	$1,250	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Checking monthly fee if balance falls below stated minimum$25
per month
Inactivity fee$15

Cash & Deposit

Cash advance2%of the advance

Lending Fees

Origination fee$1,250
one time

Fee	Amount	Basis	Note
Account Maintenance
Business Checking monthly fee if balance falls below stated minimum	$25	per month	None
Inactivity fee	$15	Not stated	None
Cash & Deposit
Cash advance	2%of the advance	Not stated	None
Lending Fees
Origination fee	$1,250	one time	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.