Slo Federal Credit Union

Headquarters: San Luis Obispo, California
Charter: Credit Union
Assets: $29.1M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Slo Federal Credit Union: $2 to $7
Slo Federal Credit Union: $2 to $7
U.S. median: no median
Wire Transfer (Domestic Out)
Slo Federal Credit Union: $35
Slo Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $23.50, the middle of its prices
Slo Federal Credit Union: $15 to $32
Slo Federal Credit Union: $15 to $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Slo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$7
per month
Share Draft Monthly Maintenance Fee$5
per month
Share Monthly Maintenance Fee$2
per month
Dormant Account Fee$5
Not compared: Quarterly charge, not monthly
per quarter
Statement Reconciliation Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$2
per month
Locator Fee$5

Overdraft & NSF

Share Overdraft Transfer FeeNo charge

ATM & Card

Debit Card Replacement Fee$5

Wire Transfers

Domestic Wire$35
International Wire$45

Check Services

Official Corporate Check Fee$5
Stop Payment of a Corporate Check$32
Stop Payment, per draft$15
per item
Non-Member Check Cashing Fee$5
Special Handling/Collection Item$25
Copy of Paid Share Draft – Free on It’s Me 24/7$3

Cash & Deposit

Deposit of Loan Payment/Share Deposit Item Return$5
per item

Account Services

Levy/Garnishment Fee$35
per item

Retirement & IRA

IRA Maintenance Fee$25
per year

Other Fees

Statement Copy – Free on It’s Me 24/7$2

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$7	per month	None
Share Draft Monthly Maintenance Fee	$5	per month	None
Share Monthly Maintenance Fee	$2	per month	None
Dormant Account Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Statement Reconciliation Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$2	per month	None
Locator Fee	$5	Not stated	None
Overdraft & NSF
Share Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
Debit Card Replacement Fee	$5	Not stated	None
Wire Transfers
Domestic Wire	$35	Not stated	None
International Wire	$45	Not stated	None
Check Services
Official Corporate Check Fee	$5	Not stated	None
Stop Payment of a Corporate Check	$32	Not stated	None
Stop Payment, per draft	$15	per item	None
Non-Member Check Cashing Fee	$5	Not stated	None
Special Handling/Collection Item	$25	Not stated	None
Copy of Paid Share Draft – Free on It’s Me 24/7	$3	Not stated	None
Cash & Deposit
Deposit of Loan Payment/Share Deposit Item Return	$5	per item	None
Account Services
Levy/Garnishment Fee	$35	per item	None
Retirement & IRA
IRA Maintenance Fee	$25	per year	None
Other Fees
Statement Copy – Free on It’s Me 24/7	$2	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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