19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Red Wing Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Premier Checking Account Below-Minimum Balance Charge Per Check Fee | $5 | per item | None |
| Account Closing Fee (if less than 6 months) | $10 | Not stated | None |
| Dormancy Fee | $5 | per month | None |
| Statement Reconciliation / Research Time | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address / Return Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| NSF/Overdraft | $20 | per item | None |
| NSF Check Return From Owners Account | $20 | per item | None |
ATM & Card | |||
| ATM Network Fee (Off Site Only) | $1 | Not stated | None |
| ATM Card or Debit Card Replacement Fee | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Outgoing | $20 | Not stated | None |
Check Services | |||
| Third Party Cashier’s Check | $2 | Not stated | None |
| Stop Payment – Check Or ACH | $20 | Not stated | None |
| Stop Payment – Lost | $5 | Not stated | None |
| International Check Collection Fee | $7 | Not stated | None |
| Check Copy | $2 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
| Zelle | No charge | Not stated | None |
| Mobile Deposit | No charge | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Safe Deposit Box 2×5 | $25 | per year | None |
| Garnishment / Levy | $40 | Not stated | None |
Other Fees | |||
| Statement Copy | $10 | Not stated | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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