Alma Bank

Headquarters: Astoria, New York
Charter: Bank
Assets: $1.6B
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Alma Bank: $50
Alma Bank: $50
U.S. median: no median
Stop Payment
Alma Bank: $30
Alma Bank: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Alma Bank: $50
Alma Bank: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alma Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$50
per month
Account Closing Fee 1$25
Inactivity Fee on Checking Accounts 3$20
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail$15

ATM & Card

Debit Card Replacement$10
Debit Card Expedited Shipping$60

Wire Transfers

Outgoing Wire (Foreign Currency) - FX$50

Check Services

Cashier's Check$10
Stop Payment (per check or ACH debit)$30
per item
Counter Check (each - minimum 4)$2.50
Payroll Check Cashing (per item)$5
per item
Foreign Check Collection Fee$30
Copy of Checks (per check)$5
per item

Digital & Electronic

Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)$35

Cash & Deposit

Deposited Check Return$10

Account Services

Safe Deposit Box 10x10$250
Safe Deposit Box 10x10 (audience not stated, treated as personal)$250
Safe Deposit Box 3x10$125
Safe Deposit Box 3x10 (audience not stated, treated as personal)$125
Safe Deposit Box 3x5$50
Safe Deposit Box 3x5 (audience not stated, treated as personal)$50
Safe Deposit Box 5x10$175
Safe Deposit Box 5x10 (audience not stated, treated as personal)$175
Safe Deposit Box 5x5$75
Safe Deposit Box 5x5 (audience not stated, treated as personal)$75
Single Key Replacement Fee$50
Not compared: Box drilling or key fee
Legal Process, Attachments, Levy, Restraining Order, etc$150

Lending Fees

Late Payment$10

Other Fees

Check Collection + Courier Charges$50
Copy of Statement (per statement)$10
Duplicate Statement Issue$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$50	per month	None
Account Closing Fee 1	$25	Not stated	None
Inactivity Fee on Checking Accounts 3	$20	Not stated	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail	$15	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Debit Card Expedited Shipping	$60	Not stated	None
Wire Transfers
Outgoing Wire (Foreign Currency) - FX	$50	Not stated	None
Check Services
Cashier's Check	$10	Not stated	None
Stop Payment (per check or ACH debit)	$30	per item	None
Counter Check (each - minimum 4)	$2.50	Not stated	None
Payroll Check Cashing (per item)	$5	per item	None
Foreign Check Collection Fee	$30	Not stated	None
Copy of Checks (per check)	$5	per item	None
Digital & Electronic
Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)	$35	Not stated	None
Cash & Deposit
Deposited Check Return	$10	Not stated	None
Account Services
Safe Deposit Box 10x10	$250	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$250	Not stated	None
Safe Deposit Box 3x10	$125	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$125	Not stated	None
Safe Deposit Box 3x5	$50	Not stated	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5x10	$175	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$175	Not stated	None
Safe Deposit Box 5x5	$75	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$75	Not stated	None
Single Key Replacement Fee	$50Not compared: Box drilling or key fee	Not stated	None
Legal Process, Attachments, Levy, Restraining Order, etc	$150	Not stated	None
Lending Fees
Late Payment	$10	Not stated	None
Other Fees
Check Collection + Courier Charges	$50	Not stated	None
Copy of Statement (per statement)	$10	Not stated	None
Duplicate Statement Issue	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Fee$50
per month
Inactivity Fee on Checking Accounts 3$25
Inactivity Fee on Checking Accounts 3$20
Monthly Paper Statement$5
per month
Return Mail$15

Check Services

Stop Payment (per check or ACH debit)$30
per item
Payroll Check Cashing (per item)$5
per item
Foreign Check Collection Fee$30

Digital & Electronic

Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)$35

Account Services

Legal Process, Attachments, Levy, Restraining Order, etc$150

Other Fees

Check Collection + Courier Charges$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$50	per month	None
Inactivity Fee on Checking Accounts 3	$25	Not stated	None
Inactivity Fee on Checking Accounts 3	$20	Not stated	None
Monthly Paper Statement	$5	per month	None
Return Mail	$15	Not stated	None
Check Services
Stop Payment (per check or ACH debit)	$30	per item	None
Payroll Check Cashing (per item)	$5	per item	None
Foreign Check Collection Fee	$30	Not stated	None
Digital & Electronic
Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)	$35	Not stated	None
Account Services
Legal Process, Attachments, Levy, Restraining Order, etc	$150	Not stated	None
Other Fees
Check Collection + Courier Charges	$50	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Alma Bank's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Alma Bank: $50
Alma Bank: $50
U.S. median: no median
Stop Payment
Alma Bank: $30
Alma Bank: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Alma Bank: $50
Alma Bank: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Alma Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$50
per month
Account Closing Fee 1$25
Inactivity Fee on Checking Accounts 3$20
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail$15

ATM & Card

Debit Card Replacement$10
Debit Card Expedited Shipping$60

Wire Transfers

Outgoing Wire (Foreign Currency) - FX$50

Check Services

Cashier's Check$10
Stop Payment (per check or ACH debit)$30
per item
Counter Check (each - minimum 4)$2.50
Payroll Check Cashing (per item)$5
per item
Foreign Check Collection Fee$30
Copy of Checks (per check)$5
per item

Digital & Electronic

Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)$35

Cash & Deposit

Deposited Check Return$10

Account Services

Safe Deposit Box 10x10$250
Safe Deposit Box 10x10 (audience not stated, treated as personal)$250
Safe Deposit Box 3x10$125
Safe Deposit Box 3x10 (audience not stated, treated as personal)$125
Safe Deposit Box 3x5$50
Safe Deposit Box 3x5 (audience not stated, treated as personal)$50
Safe Deposit Box 5x10$175
Safe Deposit Box 5x10 (audience not stated, treated as personal)$175
Safe Deposit Box 5x5$75
Safe Deposit Box 5x5 (audience not stated, treated as personal)$75
Single Key Replacement Fee$50
Not compared: Box drilling or key fee
Legal Process, Attachments, Levy, Restraining Order, etc$150

Lending Fees

Late Payment$10

Other Fees

Check Collection + Courier Charges$50
Copy of Statement (per statement)$10
Duplicate Statement Issue$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$50	per month	None
Account Closing Fee 1	$25	Not stated	None
Inactivity Fee on Checking Accounts 3	$20	Not stated	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail	$15	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Debit Card Expedited Shipping	$60	Not stated	None
Wire Transfers
Outgoing Wire (Foreign Currency) - FX	$50	Not stated	None
Check Services
Cashier's Check	$10	Not stated	None
Stop Payment (per check or ACH debit)	$30	per item	None
Counter Check (each - minimum 4)	$2.50	Not stated	None
Payroll Check Cashing (per item)	$5	per item	None
Foreign Check Collection Fee	$30	Not stated	None
Copy of Checks (per check)	$5	per item	None
Digital & Electronic
Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)	$35	Not stated	None
Cash & Deposit
Deposited Check Return	$10	Not stated	None
Account Services
Safe Deposit Box 10x10	$250	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$250	Not stated	None
Safe Deposit Box 3x10	$125	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$125	Not stated	None
Safe Deposit Box 3x5	$50	Not stated	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5x10	$175	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$175	Not stated	None
Safe Deposit Box 5x5	$75	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$75	Not stated	None
Single Key Replacement Fee	$50Not compared: Box drilling or key fee	Not stated	None
Legal Process, Attachments, Levy, Restraining Order, etc	$150	Not stated	None
Lending Fees
Late Payment	$10	Not stated	None
Other Fees
Check Collection + Courier Charges	$50	Not stated	None
Copy of Statement (per statement)	$10	Not stated	None
Duplicate Statement Issue	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Fee$50
per month
Inactivity Fee on Checking Accounts 3$25
Inactivity Fee on Checking Accounts 3$20
Monthly Paper Statement$5
per month
Return Mail$15

Check Services

Stop Payment (per check or ACH debit)$30
per item
Payroll Check Cashing (per item)$5
per item
Foreign Check Collection Fee$30

Digital & Electronic

Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)$35

Account Services

Legal Process, Attachments, Levy, Restraining Order, etc$150

Other Fees

Check Collection + Courier Charges$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$50	per month	None
Inactivity Fee on Checking Accounts 3	$25	Not stated	None
Inactivity Fee on Checking Accounts 3	$20	Not stated	None
Monthly Paper Statement	$5	per month	None
Return Mail	$15	Not stated	None
Check Services
Stop Payment (per check or ACH debit)	$30	per item	None
Payroll Check Cashing (per item)	$5	per item	None
Foreign Check Collection Fee	$30	Not stated	None
Digital & Electronic
Check or ACH Transaction Returned for Non-Sufficient (NSF) or Unavailable Funds (UAF)	$35	Not stated	None
Account Services
Legal Process, Attachments, Levy, Restraining Order, etc	$150	Not stated	None
Other Fees
Check Collection + Courier Charges	$50	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.