Siskiyou Federal Credit Union

Headquarters: Yreka, California
Charter: Credit Union
Assets: $144.3M
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Research
Can be waived with a balance of $25 or more.
Siskiyou Federal Credit Union: $5
Siskiyou Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Siskiyou Federal Credit Union: $14
Siskiyou Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Siskiyou Federal Credit Union: $14
Siskiyou Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Siskiyou Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$5
per month
Monthly Fee$5
per month
Base Share balance below $25.00 (Monthly Fee)$5
per month
Early Closure (within 120 days)$20
Dormant Account Letter (After 3 years of inactivity)$5
Not compared: Quarterly charge, not monthly
per quarter
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · | (Research & Balancing) per hr (Min-1 hr) | $25.00 |
Returned Mail (Per Each Occurrence of Returned Mail)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Fee (per item)$14
per item
NSF Return item (per Item)$14
per item
Manual Overdraft Transfer(Reg D Exceeded)$14

ATM & Card

ATM-Cash Withdrawals at SCU or CO-OP ATM'SNo charge
Other ATM Locations: (Additional Withdrawals)$1.50
Replacement Card$10

Wire Transfers

Wire Transfers: Outgoing$30
Wire Transfers: Incoming$20

Check Services

Cashier's Checks$5
Money Order ($1,000 Max.)$5
Stop Payment Check$30
Temporary checks (first 3 pgs for new acct Free)No charge
Sponsor check cashing for non-member$10
Copy of Paid Check$3

Cash & Deposit

Returned Deposit Item (RDI)$10

Account Services

Attachment/Levy against: Member's Account$50
Verification of Deposit$15

Lending Fees

Late fee10%($25 minimum)
Late fee (audience not stated, treated as personal)10%($25 minimum)
Credit Report Fee$25

Other Fees

Copy of Statements$5
FAX Per Page: Incoming$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$5	per month	None
Monthly Fee	$5	per month	None
Base Share balance below $25.00 (Monthly Fee)	$5	per month	None
Early Closure (within 120 days)	$20	Not stated	None
Dormant Account Letter (After 3 years of inactivity)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	\| (Research & Balancing) per hr (Min-1 hr) \| $25.00 \|
Returned Mail (Per Each Occurrence of Returned Mail)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Fee (per item)	$14	per item	None
NSF Return item (per Item)	$14	per item	None
Manual Overdraft Transfer(Reg D Exceeded)	$14	Not stated	None
ATM & Card
ATM-Cash Withdrawals at SCU or CO-OP ATM'S	No charge	Not stated	None
Other ATM Locations: (Additional Withdrawals)	$1.50	Not stated	None
Replacement Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$30	Not stated	None
Wire Transfers: Incoming	$20	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Money Order ($1,000 Max.)	$5	Not stated	None
Stop Payment Check	$30	Not stated	None
Temporary checks (first 3 pgs for new acct Free)	No charge	Not stated	None
Sponsor check cashing for non-member	$10	Not stated	None
Copy of Paid Check	$3	Not stated	None
Cash & Deposit
Returned Deposit Item (RDI)	$10	Not stated	None
Account Services
Attachment/Levy against: Member's Account	$50	Not stated	None
Verification of Deposit	$15	Not stated	None
Lending Fees
Late fee	10%($25 minimum)	Not stated	None
Late fee (audience not stated, treated as personal)	10%($25 minimum)	Not stated	None
Credit Report Fee	$25	Not stated	None
Other Fees
Copy of Statements	$5	Not stated	None
FAX Per Page: Incoming	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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