Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Siskiyou Federal Credit Union

Yreka, CaliforniaCredit UnionSan Francisco Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

(Monthly Fee)$5Within the typical range ($3–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=monthly_maintenance; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Base Share balance below $25.00 (Monthly Fee) | $5.00" · Source

Dormant Account Letter (After 3 years of inactivity)$5

At the national median

Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=dormant_account; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Dormant Account Letter (After 3 years of inactivity) | $5.00 Quarterly" · Source

Escheating to State$2

$3 below the national median

Overdraft & NSFVerified

Courtesy Pay Fee (per item)$14Below the typical range ($25–$30 nationally)
$16 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=overdraft; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Courtesy Pay Fee (per item) | $14.00" · Source
Manual Overdraft Transfer(Reg D Exceeded)$14Above the typical range ($2.38–$5 nationally)
$9 above the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=od_protection_transfer; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Manual Overdraft Transfer(Reg D Exceeded) | $14.00" · Source
NSF Return item (per Item)$14Below the typical range ($25–$31 nationally)
$16 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=nsf; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="NSF Return item (per Item) | $14.00" · Source

ATM & CardVerified

ATM-Cash Withdrawals at SCU or CO-OP ATM'S$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #3989. canonical_hint=atm_non_network; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="ATM-Cash Withdrawals at SCU or CO-OP ATM'S | N/C" · Source
Other ATM Locations: (Additional Withdrawals)$1.50Within the typical range ($1–$2.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=atm_non_network; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Additional Withdrawals | $1.50" · Source
Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=card_replacement; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Replacement Card | $10.00" · Source

Wire TransfersVerified

Wire Transfers: Incoming$20Above the typical range ($5–$15 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=wire_domestic_incoming; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Incoming | $20.00" · Source
Wire Transfers: Outgoing$30Above the typical range ($20–$25 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=wire_domestic_outgoing; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Outgoing | $30.00" · Source

Check ServicesVerified

Cashier's Checks$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=cashiers_check; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Cashier's Checks | $5.00" · Source
Copy of Paid Check$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=check_image; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Copy of Paid Check | $3.00" · Source
Sponsor check cashing for non-member$10Within the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=check_cashing; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Sponsor check cashing for non-member | $10.00" · Source
Stop Payment Check$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=stop_payment; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Stop Payment Check | $30.00" · Source
Temporary checks (first 3 pgs for new acct Free)$0Below the typical range ($1–$4 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #3989. canonical_hint=counter_check; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Temporary checks (first 3 pgs for new acct Free) | N/C" · Source

Cash & DepositVerified

Returned Deposit Item (RDI)$10Within the typical range ($9–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=deposited_item_return; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Returned Deposit Item (RDI) | $10.00" · Source

Account ServicesVerified

Verification of Deposit$15Within the typical range ($8.98–$16.75 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=account_verification; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Verification of Deposit | $15.00" · Source

Other FeesVerified

Copy of Statements$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=document_reproduction; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Copy of Statements | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
(Monthly Fee)	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=monthly_maintenance; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Base Share balance below $25.00 (Monthly Fee) \| $5.00"	Source
Dormant Account Letter (After 3 years of inactivity)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=dormant_account; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Dormant Account Letter (After 3 years of inactivity) \| $5.00 Quarterly"	Source
Escheating to State	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=dormant_account; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Escheating to State \| $2.00"	Source
Overdraft & NSFVerified
Courtesy Pay Fee (per item)	$14Below the typical range ($25–$30 nationally)	$16 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=overdraft; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Courtesy Pay Fee (per item) \| $14.00"	Source
Manual Overdraft Transfer(Reg D Exceeded)
ATM & CardVerified
ATM-Cash Withdrawals at SCU or CO-OP ATM'S	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #3989. canonical_hint=atm_non_network; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="ATM-Cash Withdrawals at SCU or CO-OP ATM'S \| N/C"	Source
Other ATM Locations: (Additional Withdrawals)
Wire TransfersVerified
Wire Transfers: Incoming	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=wire_domestic_incoming; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Incoming \| $20.00"	Source
Wire Transfers: Outgoing	$30
Check ServicesVerified
Cashier's Checks	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=cashiers_check; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Cashier's Checks \| $5.00"	Source
Copy of Paid Check	$3
Cash & DepositVerified
Returned Deposit Item (RDI)	$10Within the typical range ($9–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=deposited_item_return; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Returned Deposit Item (RDI) \| $10.00"	Source
Account ServicesVerified
Verification of Deposit	$15Within the typical range ($8.98–$16.75 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=account_verification; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Verification of Deposit \| $15.00"	Source
Other FeesVerified
Copy of Statements	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3989. canonical_hint=document_reproduction; text_hash=91c970c05fb26f3fbbd3b3176ca52e35b6e733b0726a6083050c628cde9c16e8; excerpt="Copy of Statements \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$14

Overdraft fee: $14

53% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Published fees

Under review

Assets

$144.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$144.3M

Total deposits

$133.6M

Service charge income (year to date)

$316K

Fee income ratio

6.0%

Return on assets

1.19%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,662 verified fees from 2,224 institutions

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