Community First Federal Credit Union

Headquarters: Santa Rosa, California
Charter: Credit Union
Assets: $921.0M
Fed district: San Francisco

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Local iChecking $6 · Local Trade Checking $10 · Local Trade Interest $15
Compared at $10, the middle of its prices
Community First Federal Credit Union: $6 to $15
Community First Federal Credit Union: $6 to $15
U.S. median: no median
Overdraft (OD)
Community First Federal Credit Union: $14
Community First Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Community First Federal Credit Union: $14
Community First Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee - High balances-Local iChecking$6
per month
Monthly fee - Local Trade Checking$10
per month
Monthly fee - Local Trade Interest$15
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Mail / Locator fee$5
per month

Overdraft & NSF

$14 fee for each Courtesy Pay Transaction (audience not stated, treated as personal)$14
per transaction
Courtesy Pay (CPay)$14
Overdraft (OD) (audience not stated, treated as personal)$14
per item
Non-Sufficient Funds Fee (audience not stated, treated as personal)$14
Returned Item$14

ATM & Card

Replacement Card$10
RUSH Replacement Card$75

Check Services

Cashier’s Check$5
Money Order$3
Temporary Checks$2
Not compared: Charged per page; comparison unavailable
per page
NOTARY & MEDALLION (PER SIGNATURE) On-Us Check Cashing$5
per transaction

Cash & Deposit

Returned Deposit / Loan Payment$10
per item

Account Services

Safe Deposit Box 10x10$125
per year
Safe Deposit Box 2x5$20
per year
Safe Deposit Box 3x10$45
per year
Safe Deposit Box 3x5$25
per year
Safe Deposit Box 5x10$75
per year
Safe Deposit Box 5x5$40
per year
Safe Deposit Box 7x10$100
per year
Legal Documents$75

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee - High balances-Local iChecking	$6	per month	None
Monthly fee - Local Trade Checking	$10	per month	None
Monthly fee - Local Trade Interest	$15	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Mail / Locator fee	$5	per month	None
Overdraft & NSF
$14 fee for each Courtesy Pay Transaction (audience not stated, treated as personal)	$14	per transaction	None
Courtesy Pay (CPay)	$14	Not stated	None
Overdraft (OD) (audience not stated, treated as personal)	$14	per item	None
Non-Sufficient Funds Fee (audience not stated, treated as personal)	$14	Not stated	None
Returned Item	$14	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
RUSH Replacement Card	$75	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order	$3	Not stated	None
Temporary Checks	$2Not compared: Charged per page; comparison unavailable	per page	None
NOTARY & MEDALLION (PER SIGNATURE) On-Us Check Cashing	$5	per transaction	None
Cash & Deposit
Returned Deposit / Loan Payment	$10	per item	None
Account Services
Safe Deposit Box 10x10	$125	per year	None
Safe Deposit Box 2x5	$20	per year	None
Safe Deposit Box 3x10	$45	per year	None
Safe Deposit Box 3x5	$25	per year	None
Safe Deposit Box 5x10	$75	per year	None
Safe Deposit Box 5x5	$40	per year	None
Safe Deposit Box 7x10	$100	per year	None
Legal Documents	$75	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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