Planites Federal Credit Union

Headquarters: Chicago, Illinois
Charter: Credit Union
Assets: $39.8M
Fed district: Chicago

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Planites Federal Credit Union: $15 to $35
Planites Federal Credit Union: $15 to $35
U.S. median: no median
NSF / Returned Item
Planites Federal Credit Union: $27
Planites Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Planites Federal Credit Union: $1
Planites Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Planites Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Savings Closed within 90 days of opening$5
Reconciliation Assistance with a Planites Credit Union Account (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Vacation Club Excessive Withdrawal Fee – Two Free per Calendar Year$10
Excess withdrawal fee$5
per item
Savings Excessive Withdrawal Fee – Three (3) Free per Month$5

Overdraft & NSF

Tiered Courtesy Pay: 1st Item$15
Tiered Courtesy Pay: Items 11 and over$35
Tiered Courtesy Pay: Items 2-5$25
Tiered Courtesy Pay: Items 6-10$30
“NSF” Automated Clearing House (ACH) transaction$27
Automatic Overdraft Transfer from Savings (per item)$5
per item

ATM & Card

ATM cash withdrawal at any ATM with an ATM card$1
per item
ATM/Visa Debit Card Replacement Fee (1st Occurrence)$5
ATM/Visa Debit Card Replacement Fee (2nd Occurrence and Over)$10
International Service Assessment (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Fee for an outgoing domestic wire$25

Check Services

Per Teller Check Withdrawn from Checking Made Payable to a Third Party$5
Stop Payment Placed on a Planites Credit Union Teller Check$25
Stop Payment Placed on a Share Draft Account Check$25
Copy of Share Draft Check$5

Account Services

Garnishments/Citations/Levies Processing$25

Lending Fees

Late Payment Charge on Loan Payments5%($20 maximum)

Other Fees

Statement Reprint$5

Fee	Amount	Basis	Note
Account Maintenance
Savings Closed within 90 days of opening	$5	Not stated	None
Reconciliation Assistance with a Planites Credit Union Account (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Vacation Club Excessive Withdrawal Fee – Two Free per Calendar Year	$10	Not stated	None
Excess withdrawal fee	$5	per item	None
Savings Excessive Withdrawal Fee – Three (3) Free per Month	$5	Not stated	None
Overdraft & NSF
Tiered Courtesy Pay: 1st Item	$15	Not stated	None
Tiered Courtesy Pay: Items 11 and over	$35	Not stated	None
Tiered Courtesy Pay: Items 2-5	$25	Not stated	None
Tiered Courtesy Pay: Items 6-10	$30	Not stated	None
“NSF” Automated Clearing House (ACH) transaction	$27	Not stated	None
Automatic Overdraft Transfer from Savings (per item)	$5	per item	None
ATM & Card
ATM cash withdrawal at any ATM with an ATM card	$1	per item	None
ATM/Visa Debit Card Replacement Fee (1st Occurrence)	$5	Not stated	None
ATM/Visa Debit Card Replacement Fee (2nd Occurrence and Over)	$10	Not stated	None
International Service Assessment (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Fee for an outgoing domestic wire	$25	Not stated	None
Check Services
Per Teller Check Withdrawn from Checking Made Payable to a Third Party	$5	Not stated	None
Stop Payment Placed on a Planites Credit Union Teller Check	$25	Not stated	None
Stop Payment Placed on a Share Draft Account Check	$25	Not stated	None
Copy of Share Draft Check	$5	Not stated	None
Account Services
Garnishments/Citations/Levies Processing	$25	Not stated	None
Lending Fees
Late Payment Charge on Loan Payments	5%($20 maximum)	Not stated	None
Other Fees
Statement Reprint	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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