Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Vermilion Employees Federal Credit Union

Abbeville, LouisianaCredit UnionAtlanta Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$10Within the typical range ($5–$10 nationally)

per year · Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=dormant_account; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Dormant Account Fee | $10.00 Annually for balances of less than $50" · Source

Early Account Closure Fee$15

At the national median

Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=early_closure; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Early Account Closure Fee | **$15.00 (If acct is opened and closed within 90 days)" · Source

Research Fee$20

At the national median

Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=account_research; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Research Fee | $20.00 per hour (1 hr. minimum)" · Source

Returned/Bad Address Fee$5

$15 below the national median

Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=account_research; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Returned/Bad Address Fee | **$5.00 (correspondence returned and fee charged by US Postal Service)" · Source

Overdraft & NSFVerified

Return Check Fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=nsf; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Return Check Fee | $25.00" · Source

Cash & DepositVerified

Cash Advance Fee$1Below the typical range ($3–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=cash_advance; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Cash Advance Fee | $1.00" · Source
Returned Deposited Check (NSF)$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=deposited_item_return; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Returned Deposited Check (NSF) | $25.00" · Source

Lending FeesVerified

Late Payment Fee$20Within the typical range ($15–$26.50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=late_payment; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Late Payment Fee | $20.00" · Source
Loan Processing Fee (Credit Report)$10Below the typical range ($25–$50 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=loan_origination; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Loan Processing Fee (Credit Report) | $10.00 per applicant" · Source
Skip-A-Payment Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=late_payment; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Skip-A-Payment Fee | $25.00 per loan" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per year	Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=dormant_account; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Dormant Account Fee \| $10.00 Annually for balances of less than $50"	Source
Early Account Closure Fee	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=early_closure; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Early Account Closure Fee \| **$15.00 (If acct is opened and closed within 90 days)"	Source
Research Fee	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=account_research; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Research Fee \| $20.00 per hour (1 hr. minimum)"	Source
Returned/Bad Address Fee	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=account_research; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Returned/Bad Address Fee \| **$5.00 (correspondence returned and fee charged by US Postal Service)"	Source
Overdraft & NSFVerified
Return Check Fee	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=nsf; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Return Check Fee \| $25.00"	Source
Cash & DepositVerified
Cash Advance Fee	$1Below the typical range ($3–$10 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=cash_advance; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Cash Advance Fee \| $1.00"	Source
Returned Deposited Check (NSF)	$25
Lending FeesVerified
Late Payment Fee	$20Within the typical range ($15–$26.50 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4617. canonical_hint=late_payment; text_hash=6d6cc8d2aea45e1a827bf0a838ffefd52f8a891c48231d3e40c6632e7eac7e55; excerpt="Late Payment Fee \| $20.00"	Source
Loan Processing Fee (Credit Report)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$14.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$14.6M

Total deposits

$12.2M

Service charge income (year to date)

$9K

Fee income ratio

2.8%

Return on assets

0.67%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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