Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Railway Employees Federal Credit Union

Muscle Shoals, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

NSF$45Above the typical range ($25–$32 nationally)

Check ServicesVerified

Stop Payment$45Above the typical range ($20–$30 nationally)
$17.50 above the national median$16 above the Alabama median
Source
Check Copies$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the Alabama median
Source

Account ServicesVerified

Safe Deposit Box 10x10$110Above the typical range ($30–$70 nationally)
$65 above the national median$70 above the Alabama median
Source
Safe Deposit Box 3x5$45Within the typical range ($30–$70 nationally)
At the national median$5 above the Alabama median
Source
Safe Deposit Box 5x10$60Within the typical range ($30–$70 nationally)
$15 above the national median$20 above the Alabama median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
NSF	$45Above the typical range ($25–$32 nationally)	$15 above the national median$15 above the Alabama median	—	—	Source
Check ServicesVerified
Stop Payment	$45Above the typical range ($20–$30 nationally)	$17.50 above the national median$16 above the Alabama median	—	—	Source
Check Copies	$2
Account ServicesVerified
Safe Deposit Box 10x10	$110Above the typical range ($30–$70 nationally)	$65 above the national median$70 above the Alabama median	—	—	Source
Safe Deposit Box 3x5	$45

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $45

50% above the national median NSF fee

6 verified fees collected

Headline fees published

2 of 15

Published fees

Under review

Assets

$21.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$21.1M

Total deposits

$16.7M

Service charge income (year to date)

$30K

Fee income ratio

6.5%

Return on assets

0.78%

Financial profile · Pro

Performance from regulator filings

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Based on 65,783 published fee entries from 3,612 institutions

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