Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Railway Employees Federal Credit Union

Muscle Shoals, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

NSF$45Above the typical range ($25–$31 nationally)

Check ServicesVerified

Check Copies$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=check_image; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="Check Copies $2.00" · Source
Stop Payment$45Above the typical range ($20–$30 nationally)
$18 above the national median
Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=stop_payment; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="Stop Payment $45.00" · Source

Account ServicesVerified

10x10$110Above the typical range ($25–$75 nationally)
$67.50 above the national median
Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=safe_deposit_box; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="10x10 $110.00" · Source
3x5$45Within the typical range ($25–$75 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=safe_deposit_box; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="3x5 $45.00" · Source
5x10$60Within the typical range ($25–$75 nationally)
$17.50 above the national median
Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=safe_deposit_box; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="5x10 $60.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
NSF	$45Above the typical range ($25–$31 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=nsf; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="NSF $45.00"	Source
Check ServicesVerified
Check Copies	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=check_image; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="Check Copies $2.00"	Source
Stop Payment	$45
Account ServicesVerified
10x10	$110Above the typical range ($25–$75 nationally)	$67.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3856. canonical_hint=safe_deposit_box; text_hash=5426de54a2cc55162f5d735646db3bc529414a7f34f0c3e6b39ce155f24b08dc; excerpt="10x10 $110.00"	Source
3x5	$45

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $45

50% above the national median NSF fee

Total fees: 6 — leaner than most institutions

Published fees

Under review

Assets

$21.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$21.1M

Total deposits

$16.7M

Service charge income (year to date)

$30K

Fee income ratio

6.5%

Return on assets

0.78%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

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