Numark Federal Credit Union

Headquarters: Joliet, Illinois
Charter: Credit Union
Assets: $932.2M
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NuStart Checking
Numark Federal Credit Union: $5
Numark Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Numark Federal Credit Union: $30
Numark Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Numark Federal Credit Union: $1.50
Numark Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Numark Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

NuStart Checking Monthly service charge$5
per month
Accounts Closed Within 60 Days of Opening$25
Inactive Member Fee (After 12 months of no activity on all shares and loans)$5
per month
Account Reconciliation Services$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2.50
Excessive Withdrawal Fee (Share savings and money market accounts only)$5
per item
Returned Mail/Statement Fee$15
per month

Overdraft & NSF

ATM/Debit Card Non Sufficient Funds (NSF) or Courtesy Pay$30
Non-Sufficient Funds (NSF) or Courtesy Pay$30
per item
Overdraft Protection Transfer of Funds from SavingsNo charge

ATM & Card

ATM Withdrawal at Non NuMark ATM$1.50
Balance Inquiry at Non NuMark ATM$1.50
Plastic Card Replacement$10
Rush Debit Card Replacement$30
Visa® International Transaction Fee1%of the transaction

Wire Transfers

Domestic Wire: Available Monday – Friday with 4:00pm cut off time$22
Incoming Wire: Available Monday – Friday with 4:00pm cut off timeNo charge
International Wire: Available Monday – Friday with 3:00pm cut off time$40

Check Services

Cashier’s/Official Check$5
Money Order$2
Stop Payment$25

Digital & Electronic

Online Bill PaymentNo charge

Cash & Deposit

Coin Counting Fee (Available at select locations)7%
Deposit Checks Returned Unpaid (in-person or by ATM/debit card)$15
per item
Returned Deposited Item (Draft or ACH)$15
per item

Account Services

Garnishment, Levy or Subpoena Processing$100

Retirement & IRA

IRA Closing Fee$10

Other Fees

Skip-A-Payment$30
per item

Fee	Amount	Basis	Note
Account Maintenance
NuStart Checking Monthly service charge	$5	per month	None
Accounts Closed Within 60 Days of Opening	$25	Not stated	None
Inactive Member Fee (After 12 months of no activity on all shares and loans)	$5	per month	None
Account Reconciliation Services	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2.50	Not stated	None
Excessive Withdrawal Fee (Share savings and money market accounts only)	$5	per item	None
Returned Mail/Statement Fee	$15	per month	None
Overdraft & NSF
ATM/Debit Card Non Sufficient Funds (NSF) or Courtesy Pay	$30	Not stated	None
Non-Sufficient Funds (NSF) or Courtesy Pay	$30	per item	None
Overdraft Protection Transfer of Funds from Savings	No charge	Not stated	None
ATM & Card
ATM Withdrawal at Non NuMark ATM	$1.50	Not stated	None
Balance Inquiry at Non NuMark ATM	$1.50	Not stated	None
Plastic Card Replacement	$10	Not stated	None
Rush Debit Card Replacement	$30	Not stated	None
Visa® International Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire: Available Monday – Friday with 4:00pm cut off time	$22	Not stated	None
Incoming Wire: Available Monday – Friday with 4:00pm cut off time	No charge	Not stated	None
International Wire: Available Monday – Friday with 3:00pm cut off time	$40	Not stated	None
Check Services
Cashier’s/Official Check	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$25	Not stated	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Cash & Deposit
Coin Counting Fee (Available at select locations)	7%	Not stated	None
Deposit Checks Returned Unpaid (in-person or by ATM/debit card)	$15	per item	None
Returned Deposited Item (Draft or ACH)	$15	per item	None
Account Services
Garnishment, Levy or Subpoena Processing	$100	Not stated	None
Retirement & IRA
IRA Closing Fee	$10	Not stated	None
Other Fees
Skip-A-Payment	$30	per item	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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