19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Social Security Federal Credit Union · $37M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Social Security Federal Credit Union(this institution) | Birmingham, AL | $37M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Aspire Federal Credit Union | Lufkin, TX | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Austin Federal Credit Union | Austin, TX | $38M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Badlands Federal Credit Union | Glendive, MT | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Brightview Federal Credit Union | Ridgeland, MS | $38M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Butte Community Federal Credit Union | Butte, MT | $38M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fox Federal Credit Union | Los Angeles, CA | $37M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Franklin Johnstown Federal Credit Union | Johnstown, PA | $37M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Graco Federal Credit Union | Alma, MI | $38M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Gsa Federal Credit Union | Washington, DC | $38M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hawaiian Electric Employees Federal Credit Union | Honolulu, HI | $37M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Hometown Federal Credit Union | Peru, IN | $37M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Knoxville Firefighters Federal Credit Union | Knoxville, TN | $37M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lakehurst Naval Federal Credit Union | Lakehurst Naec, NJ | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Matagorda County Federal Credit Union | Bay City, TX | $36M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Maui Teachers Federal Credit Union | Wailuku, HI | $38M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Morgantown A E S Federal Credit Union | Morgantown, WV | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nebraska State Employees Federal Credit Union | Lincoln, NE | $37M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pahranagat Valley Federal Credit Union | Alamo, NV | $38M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Port Arthur Teachers Federal Credit Union | Port Arthur, TX | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Settlers Federal Credit Union | Bruce Crossing, MI | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| St. Anthony Of Padua Federal Credit Union | Fall River, MA | $38M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Andovers Federal Credit Union | Andover, MA | $37M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Theory Federal Credit Union | Painesville, OH | $38M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Uno Federal Credit Union | New Orleans, LA | $37M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Vasco Federal Credit Union | Latrobe, PA | $37M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 20 publish this fee(domestic wire)
5 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $20 among 20 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Domestic wire fee in dollars, one mark per institution
Social Security Federal Credit Union does not publish a domestic wire fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from Social Security Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Share Account Closure (Within 60 Days of Opening Account) | $25 | Not stated | None |
| Share Account Dormant/Inactive Fee (12 Months with No Activity) | $5 | per month | None |
| Research Fee (Includes Account Reconciliation) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Share Excess Withdrawal Fee | $2 | per transaction | None |
| Returned Mail Processing Fee (After 2nd Piece Returned) | $10 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay Fee (ACH/Check/EFT-Opt In Required) | $35 | per item | None |
| Non-Sufficient Funds (NSF) Item (Returned/Honored) | $35 | per item | None |
| Overdraft Transfer from Shares | $2 | per item | None |
ATM & Card | |||
| ATM Transactions (All Other Terminals) | $3 | per transaction | None |
| ATM/Debit Card (New/Replacement of Expired) | No charge | Not stated | None |
| ATM/Debit Card (Replacement of Lost/Stolen/Worn/Broken) | $10 | per item | None |
Check Services | |||
| Credit Union Official Check | $2 | per item | None |
| Credit Union Official Check (Stale Dated/Voided/Reissue Processing) | $5 | per item | None |
| Stop payment fee | $35 | per item | None |
| Stop Payment Fee (ACH/Check) | $35 | per item | None |
| Check Cashing Fee (Combined Account Balances < $300 or Third-Party Checks) | $5 | per item | None |
| Member Draft or Credit Union Official Check Photocopy | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay | $4.95 | per month | None |
Account Services | |||
| Legal Processing/Garnishments/IRS Levy | $50 | Not stated | None |
Retirement & IRA | |||
| IRA - Account Transfer Fee | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $3 | per item | None |
Other Fees | |||
| Statement Reprint/30-Day Account History | $3 | Not stated | None |
| Loan Payment By Phone Processing Fee | $4.95 | per item | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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