Social Security Federal Credit Union

Headquarters: Birmingham, Alabama
Charter: Credit Union
Assets: $37.4M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Social Security Federal Credit Union: $35
Social Security Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Social Security Federal Credit Union: $35
Social Security Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Social Security Federal Credit Union: $3
Social Security Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Social Security Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Share Account Closure (Within 60 Days of Opening Account)$25
Share Account Dormant/Inactive Fee (12 Months with No Activity)$5
per month
Research Fee (Includes Account Reconciliation)$25
Not compared: Charged per hour; comparison unavailable
per hour
Share Excess Withdrawal Fee$2
per transaction
Returned Mail Processing Fee (After 2nd Piece Returned)$10
per month

Overdraft & NSF

Courtesy Pay Fee (ACH/Check/EFT-Opt In Required)$35
per item
Non-Sufficient Funds (NSF) Item (Returned/Honored)$35
per item
Overdraft Transfer from Shares$2
per item

ATM & Card

ATM Transactions (All Other Terminals)$3
per transaction
ATM/Debit Card (New/Replacement of Expired)No charge
ATM/Debit Card (Replacement of Lost/Stolen/Worn/Broken)$10
per item

Check Services

Credit Union Official Check$2
per item
Credit Union Official Check (Stale Dated/Voided/Reissue Processing)$5
per item
Stop payment fee$35
per item
Stop Payment Fee (ACH/Check)$35
per item
Check Cashing Fee (Combined Account Balances < $300 or Third-Party Checks)$5
per item
Member Draft or Credit Union Official Check Photocopy$3
per item

Digital & Electronic

Bill Pay$4.95
per month

Account Services

Legal Processing/Garnishments/IRS Levy$50

Retirement & IRA

IRA - Account Transfer Fee$50

Gift & Prepaid Cards

Visa Gift Card$3
per item

Other Fees

Statement Reprint/30-Day Account History$3
Loan Payment By Phone Processing Fee$4.95
per item

Fee	Amount	Basis	Note
Account Maintenance
Share Account Closure (Within 60 Days of Opening Account)	$25	Not stated	None
Share Account Dormant/Inactive Fee (12 Months with No Activity)	$5	per month	None
Research Fee (Includes Account Reconciliation)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Share Excess Withdrawal Fee	$2	per transaction	None
Returned Mail Processing Fee (After 2nd Piece Returned)	$10	per month	None
Overdraft & NSF
Courtesy Pay Fee (ACH/Check/EFT-Opt In Required)	$35	per item	None
Non-Sufficient Funds (NSF) Item (Returned/Honored)	$35	per item	None
Overdraft Transfer from Shares	$2	per item	None
ATM & Card
ATM Transactions (All Other Terminals)	$3	per transaction	None
ATM/Debit Card (New/Replacement of Expired)	No charge	Not stated	None
ATM/Debit Card (Replacement of Lost/Stolen/Worn/Broken)	$10	per item	None
Check Services
Credit Union Official Check	$2	per item	None
Credit Union Official Check (Stale Dated/Voided/Reissue Processing)	$5	per item	None
Stop payment fee	$35	per item	None
Stop Payment Fee (ACH/Check)	$35	per item	None
Check Cashing Fee (Combined Account Balances < $300 or Third-Party Checks)	$5	per item	None
Member Draft or Credit Union Official Check Photocopy	$3	per item	None
Digital & Electronic
Bill Pay	$4.95	per month	None
Account Services
Legal Processing/Garnishments/IRS Levy	$50	Not stated	None
Retirement & IRA
IRA - Account Transfer Fee	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3	per item	None
Other Fees
Statement Reprint/30-Day Account History	$3	Not stated	None
Loan Payment By Phone Processing Fee	$4.95	per item	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Social Security Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.