Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Social Security Federal Credit Union

Birmingham, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research Fee (Includes Account Reconciliation)$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=account_research; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Research Fee (Includes Account Reconciliation) | $25.00 per hour (minimum) plus cost of document printing" · Source

Share Account Dormant/Inactive Fee (12 Months with No Activity)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=dormant_account; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Share Account Dormant/Inactive Fee (12 Months with No Activity) | $5.00 per month" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Item (Returned/Honored)$35Above the typical range ($25–$32 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=nsf; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Non-Sufficient Funds (NSF) Item (Returned/Honored) | $35.00 per presentment" · Source

ATM & CardVerified

ATM Transactions (All Other Terminals)$3Within the typical range ($1–$3 nationally)
$1.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=atm_non_network; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="ATM Transactions (All Other Terminals) | $3.00 per withdrawal" · Source
ATM Transactions (SSCU & CO-OP Network Terminals)$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #2714. canonical_hint=atm_non_network; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="ATM Transactions (SSCU & CO-OP Network Terminals) | No Fee" · Source

Check ServicesVerified

Check Cashing Fee (Combined Account Balances <$300Above the typical range ($5–$10 nationally)
$295 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=check_cashing; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Check Cashing Fee (Combined Account Balances < $300 or Third-Party Checks) | $5.00 per item" · Source
Credit Union Official Check$2Below the typical range ($3–$6 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=cashiers_check; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Credit Union Official Check | $2.00 per item" · Source
Credit Union Official Check (Stale Dated/Voided/Reissue Processing)$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=cashiers_check; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Credit Union Official Check (Stale Dated/Voided/Reissue Processing) | $5.00 per item" · Source
Stop Payment Fee (ACH/Check)$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=stop_payment; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Stop Payment Fee (ACH/Check) | $35.00 per item, presented or not" · Source

Digital & ElectronicVerified

Bill Pay$4.95Within the typical range ($0–$12.50 nationally)
$0.05 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=bill_pay; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Bill Pay | $4.95 per month" · Source

Account ServicesVerified

Legal Processing/Garnishments/IRS Levy$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=garnishment_levy; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Legal Processing/Garnishments/IRS Levy | $50.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.63 below the national median
Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=gift_card_purchase; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Visa Gift Card | $3.00 per card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Research Fee (Includes Account Reconciliation)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=account_research; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Research Fee (Includes Account Reconciliation) \| $25.00 per hour (minimum) plus cost of document printing"	Source
Share Account Dormant/Inactive Fee (12 Months with No Activity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=dormant_account; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Share Account Dormant/Inactive Fee (12 Months with No Activity) \| $5.00 per month"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Item (Returned/Honored)	$35Above the typical range ($25–$32 nationally)	$6 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=nsf; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Non-Sufficient Funds (NSF) Item (Returned/Honored) \| $35.00 per presentment"	Source
ATM & CardVerified
ATM Transactions (All Other Terminals)	$3Within the typical range ($1–$3 nationally)	$1.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=atm_non_network; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="ATM Transactions (All Other Terminals) \| $3.00 per withdrawal"	Source
ATM Transactions (SSCU & CO-OP Network Terminals)
Check ServicesVerified
Check Cashing Fee (Combined Account Balances <	$300Above the typical range ($5–$10 nationally)	$295 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=check_cashing; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Check Cashing Fee (Combined Account Balances < $300 or Third-Party Checks) \| $5.00 per item"	Source
Credit Union Official Check
Digital & ElectronicVerified
Bill Pay	$4.95Within the typical range ($0–$12.50 nationally)	$0.05 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=bill_pay; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Bill Pay \| $4.95 per month"	Source
Account ServicesVerified
Legal Processing/Garnishments/IRS Levy	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=garnishment_levy; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Legal Processing/Garnishments/IRS Levy \| $50.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.63 below the national median	—	Knox deterministic extraction from Rosetta artifact #2714. canonical_hint=gift_card_purchase; text_hash=06b5f6603bba2bd56e6ab0fe0b8119d65be3956d6e6d0fa2604297800df3e7c6; excerpt="Visa Gift Card \| $3.00 per card"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$37.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$37.4M

Total deposits

$28.5M

Service charge income (year to date)

$105K

Fee income ratio

10.3%

Return on assets

1.59%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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