Mobile Educators Federal Credit Union

Headquarters: Mobile, Alabama
Charter: Credit Union
Assets: $113.2M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Mobile Educators Federal Credit Union: $32
Mobile Educators Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Mobile Educators Federal Credit Union: $32
Mobile Educators Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Mobile Educators Federal Credit Union: $1
Mobile Educators Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mobile Educators Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee$10
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5
per month

Overdraft & NSF

Overdraft Privilege/Courtesy Pay$32
NSF Item$32
Returned Draft/ACH$32

ATM & Card

ATM W/D$1
Debit Card Replacement$10

Wire Transfers

Wire Fee-Outgoing$15
Wire Fee-Incoming$15
Wire Fee-Foreign$40

Check Services

Cashiers Checks$5
Stop Pay ACH$32
Stop Pay Draft$32
Check Cashing-Non-member (audience not stated, treated as personal)3%
Share Draft Copies$2

Cash & Deposit

Returned Deposit Item$15

Account Services

Garnishment, Tax Levy, or Judgement Fee$25

Other Fees

Statement Copies$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee	$10	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5	per month	None
Overdraft & NSF
Overdraft Privilege/Courtesy Pay	$32	Not stated	None
NSF Item	$32	Not stated	None
Returned Draft/ACH	$32	Not stated	None
ATM & Card
ATM W/D	$1	Not stated	None
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Fee-Outgoing	$15	Not stated	None
Wire Fee-Incoming	$15	Not stated	None
Wire Fee-Foreign	$40	Not stated	None
Check Services
Cashiers Checks	$5	Not stated	None
Stop Pay ACH	$32	Not stated	None
Stop Pay Draft	$32	Not stated	None
Check Cashing-Non-member (audience not stated, treated as personal)	3%	Not stated	None
Share Draft Copies	$2	Not stated	None
Cash & Deposit
Returned Deposit Item	$15	Not stated	None
Account Services
Garnishment, Tax Levy, or Judgement Fee	$25	Not stated	None
Other Fees
Statement Copies	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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