Northridge Community Federal Credit Union

Headquarters: Virginia, Minnesota
Charter: Credit Union
Assets: $113.0M
Fed district: Minneapolis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northridge Community Federal Credit Union: $30
Northridge Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Northridge Community Federal Credit Union: $30
Northridge Community Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Northridge Community Federal Credit Union: $1
Northridge Community Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Northridge Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$15
per month
Inactive Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

Overdraft & NSF

Overdraft (audience not stated, treated as personal)$30
per item
NSF (audience not stated, treated as personal)$30
per item

ATM & Card

Non-NorthRidge ATM Transactions$1
Plastic Card Replacement$10
per item

Check Services

Corporate Check$1.50
per item
Money Order$1.50
per item
Corporate Check Stop Payment (audience not stated, treated as personal)$30
Money Order Stop Payment$30
Stop Payment (audience not stated, treated as personal)$30
per item
Copy of Draft$2
per item

Cash & Deposit

Returned Deposit Item (audience not stated, treated as personal)$7
per item

Account Services

Annual Rental Size 3x10 (audience not stated, treated as personal)$35
per year
Annual Rental Size 3x5 (audience not stated, treated as personal)$20
per year
Annual Rental Size 5x10 (audience not stated, treated as personal)$50
per year
Key Replacement (audience not stated, treated as personal)$50
Not compared: Box drilling or key fee
per item
Levy's, Liens, Garnishments, etc$50
per item
Subpoena Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Lending Fees

Loan Late Fee (audience not stated, treated as personal)$15

Other Fees

Hour plus per copy fee$0.50
Loan Processing Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$15	per month	None
Inactive Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft (audience not stated, treated as personal)	$30	per item	None
NSF (audience not stated, treated as personal)	$30	per item	None
ATM & Card
Non-NorthRidge ATM Transactions	$1	Not stated	None
Plastic Card Replacement	$10	per item	None
Check Services
Corporate Check	$1.50	per item	None
Money Order	$1.50	per item	None
Corporate Check Stop Payment (audience not stated, treated as personal)	$30	Not stated	None
Money Order Stop Payment	$30	Not stated	None
Stop Payment (audience not stated, treated as personal)	$30	per item	None
Copy of Draft	$2	per item	None
Cash & Deposit
Returned Deposit Item (audience not stated, treated as personal)	$7	per item	None
Account Services
Annual Rental Size 3x10 (audience not stated, treated as personal)	$35	per year	None
Annual Rental Size 3x5 (audience not stated, treated as personal)	$20	per year	None
Annual Rental Size 5x10 (audience not stated, treated as personal)	$50	per year	None
Key Replacement (audience not stated, treated as personal)	$50Not compared: Box drilling or key fee	per item	None
Levy's, Liens, Garnishments, etc	$50	per item	None
Subpoena Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Lending Fees
Loan Late Fee (audience not stated, treated as personal)	$15	Not stated	None
Other Fees
Hour plus per copy fee	$0.50	Not stated	None
Loan Processing Fee	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account$15
per month
Inactive Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

ATM & Card

Non-NorthRidge ATM Transactions$1
Plastic Card Replacement$10
per item

Check Services

Corporate Check$1.50
per item
Money Order$1.50
per item
Money Order Stop Payment$30
Copy of Draft$2
per item

Cash & Deposit

Deposited Item Return (Business)$7
per item

Account Services

Levy's, Liens, Garnishments, etc$50
per item
Subpoena Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Hour plus per copy fee$0.50
Loan Processing Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$15	per month	None
Inactive Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
ATM & Card
Non-NorthRidge ATM Transactions	$1	Not stated	None
Plastic Card Replacement	$10	per item	None
Check Services
Corporate Check	$1.50	per item	None
Money Order	$1.50	per item	None
Money Order Stop Payment	$30	Not stated	None
Copy of Draft	$2	per item	None
Cash & Deposit
Deposited Item Return (Business)	$7	per item	None
Account Services
Levy's, Liens, Garnishments, etc	$50	per item	None
Subpoena Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Hour plus per copy fee	$0.50	Not stated	None
Loan Processing Fee	$35	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Northridge Community Federal Credit Union's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northridge Community Federal Credit Union: $30
Northridge Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Northridge Community Federal Credit Union: $30
Northridge Community Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Northridge Community Federal Credit Union: $1
Northridge Community Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Northridge Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$15
per month
Inactive Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

Overdraft & NSF

Overdraft (audience not stated, treated as personal)$30
per item
NSF (audience not stated, treated as personal)$30
per item

ATM & Card

Non-NorthRidge ATM Transactions$1
Plastic Card Replacement$10
per item

Check Services

Corporate Check$1.50
per item
Money Order$1.50
per item
Corporate Check Stop Payment (audience not stated, treated as personal)$30
Money Order Stop Payment$30
Stop Payment (audience not stated, treated as personal)$30
per item
Copy of Draft$2
per item

Cash & Deposit

Returned Deposit Item (audience not stated, treated as personal)$7
per item

Account Services

Annual Rental Size 3x10 (audience not stated, treated as personal)$35
per year
Annual Rental Size 3x5 (audience not stated, treated as personal)$20
per year
Annual Rental Size 5x10 (audience not stated, treated as personal)$50
per year
Key Replacement (audience not stated, treated as personal)$50
Not compared: Box drilling or key fee
per item
Levy's, Liens, Garnishments, etc$50
per item
Subpoena Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Lending Fees

Loan Late Fee (audience not stated, treated as personal)$15

Other Fees

Hour plus per copy fee$0.50
Loan Processing Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$15	per month	None
Inactive Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft (audience not stated, treated as personal)	$30	per item	None
NSF (audience not stated, treated as personal)	$30	per item	None
ATM & Card
Non-NorthRidge ATM Transactions	$1	Not stated	None
Plastic Card Replacement	$10	per item	None
Check Services
Corporate Check	$1.50	per item	None
Money Order	$1.50	per item	None
Corporate Check Stop Payment (audience not stated, treated as personal)	$30	Not stated	None
Money Order Stop Payment	$30	Not stated	None
Stop Payment (audience not stated, treated as personal)	$30	per item	None
Copy of Draft	$2	per item	None
Cash & Deposit
Returned Deposit Item (audience not stated, treated as personal)	$7	per item	None
Account Services
Annual Rental Size 3x10 (audience not stated, treated as personal)	$35	per year	None
Annual Rental Size 3x5 (audience not stated, treated as personal)	$20	per year	None
Annual Rental Size 5x10 (audience not stated, treated as personal)	$50	per year	None
Key Replacement (audience not stated, treated as personal)	$50Not compared: Box drilling or key fee	per item	None
Levy's, Liens, Garnishments, etc	$50	per item	None
Subpoena Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Lending Fees
Loan Late Fee (audience not stated, treated as personal)	$15	Not stated	None
Other Fees
Hour plus per copy fee	$0.50	Not stated	None
Loan Processing Fee	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account$15
per month
Inactive Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

ATM & Card

Non-NorthRidge ATM Transactions$1
Plastic Card Replacement$10
per item

Check Services

Corporate Check$1.50
per item
Money Order$1.50
per item
Money Order Stop Payment$30
Copy of Draft$2
per item

Cash & Deposit

Deposited Item Return (Business)$7
per item

Account Services

Levy's, Liens, Garnishments, etc$50
per item
Subpoena Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Hour plus per copy fee$0.50
Loan Processing Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$15	per month	None
Inactive Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
ATM & Card
Non-NorthRidge ATM Transactions	$1	Not stated	None
Plastic Card Replacement	$10	per item	None
Check Services
Corporate Check	$1.50	per item	None
Money Order	$1.50	per item	None
Money Order Stop Payment	$30	Not stated	None
Copy of Draft	$2	per item	None
Cash & Deposit
Deposited Item Return (Business)	$7	per item	None
Account Services
Levy's, Liens, Garnishments, etc	$50	per item	None
Subpoena Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Hour plus per copy fee	$0.50	Not stated	None
Loan Processing Fee	$35	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.