10 published fees; none has a market median to compare yet.
Source: its fee schedule, read Feb 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Non-Network ATM
Stop Payment
Debit Card Replacement
Compared at $12.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Acme Continental Federal Credit Union’s own schedules, with a source for each figure.
per quarter
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 90 day of opening | $10 | Not stated | None |
| Inactivity fee | $25Not compared: Quarterly charge, not monthly | per quarter | None |
| Account balancing assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return mail | $5 | Not stated | None |
ATM & Card | |||
| ATM/CHECK Card Transaction fee (4 free per mo) | $1.25 | per item | None |
| ATM / CHECK Card lost card replacement | $15 | per item | None |
| Replacement Card Fee | $10 | Not stated | None |
Check Services | |||
| Stop Payments (each item) | $25 | per item | None |
| Collection item (incoming) | $15 | Not stated | None |
| Copy of draft | $5 | Not stated | None |
Cash & Deposit | |||
| Deposited checks (and other items) returned unpaid | $25 | per item | None |
Lending Fees | |||
| Late fee | $25 | Not stated | None |
| Late Payment on Loan Fee | $20 | Not stated | None |
Other Fees | |||
| Prior statement copy | $5Not compared: Monthly charge, not per item | per month | None |
| Loan Application Fee | $15 | Not stated | None |
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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