Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Acme Continental Federal Credit Union

Riverdale, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 day of opening$10Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=early_closure; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Account closed within 90 day of opening | $10.00" · Source

Account research$25

At the national median

Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=account_research; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Account research | $25 per hour ($25 minimum)" · Source

Return mail$5

$20 below the national median

Overdraft & NSFVerified

Returned Payment Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=nsf; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Returned Payment Fee | $25" · Source

ATM & CardVerified

ATM/CHECK Card Transaction fee (4 free per mo)$1.25Within the typical range ($1–$2.50 nationally)
$0.25 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=atm_non_network; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="ATM/CHECK Card Transaction fee (4 free per mo) | $1.25 / transaction" · Source
Replacement Card Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=card_replacement; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Replacement Card Fee | $10" · Source

Check ServicesVerified

Stop Payments (each item)$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=stop_payment; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Stop Payments (each item) | $25.00" · Source

Account ServicesVerified

Balance inquiry$1Within the typical range ($1–$2 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=balance_inquiry; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Balance inquiry | $1.00" · Source

Lending FeesVerified

Late fee$25Within the typical range ($15–$25 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=late_payment; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Late fee | $25" · Source
Late Payment on Loan Fee$20Within the typical range ($15–$25 nationally)
$4.25 below the national median
Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=late_payment; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Late Payment on Loan Fee | $20" · Source

Other FeesVerified

Loan Application Fee$15Below the typical range ($20–$35 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=other_lending_fee; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Loan Application Fee | $15" · Source
Prior statement copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=document_reproduction; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Prior statement copy | $5.00 per month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 day of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=early_closure; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Account closed within 90 day of opening \| $10.00"	Source
Account research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=account_research; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Account research \| $25 per hour ($25 minimum)"	Source
Return mail	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=account_research; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Return mail \| $5.00"	Source
Overdraft & NSFVerified
Returned Payment Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=nsf; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Returned Payment Fee \| $25"	Source
ATM & CardVerified
ATM/CHECK Card Transaction fee (4 free per mo)	$1.25Within the typical range ($1–$2.50 nationally)	$0.25 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=atm_non_network; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="ATM/CHECK Card Transaction fee (4 free per mo) \| $1.25 / transaction"	Source
Replacement Card Fee
Check ServicesVerified
Stop Payments (each item)	$25Within the typical range ($20–$30 nationally)	$0.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=stop_payment; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Stop Payments (each item) \| $25.00"	Source
Account ServicesVerified
Balance inquiry	$1Within the typical range ($1–$2 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=balance_inquiry; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Balance inquiry \| $1.00"	Source
Lending FeesVerified
Late fee	$25Within the typical range ($15–$25 nationally)	$0.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=late_payment; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Late fee \| $25"	Source
Late Payment on Loan Fee	$20
Other FeesVerified
Loan Application Fee	$15Below the typical range ($20–$35 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #5934. canonical_hint=other_lending_fee; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Loan Application Fee \| $15"	Source
Prior statement copy

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 12 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$62.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$62.5M

Total deposits

$51.2M

Service charge income (year to date)

$90K

Fee income ratio

6.0%

Return on assets

0.30%

Financial profile · Pro

Performance from regulator filings

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