Fees from its schedule are under review and appear here once review is done.
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Total assets
Q1 2026, quarter end
NCUA 5300 call report · Mar 31, 2026
Revenue
Q1 2026, one quarter
NCUA 5300 call report · Mar 31, 2026
Fee income
Q1 2026, one quarter
NCUA 5300 call report · Mar 31, 2026
Fee-income share of revenue
15th percentile; peer median 7.3%
NCUA 5300 call report · year to date through Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Feb 17, 2026
Call-report figures are for Geauga Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q1 2026 Quarter ended Mar 31, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q1 2026 Quarter ended Mar 31, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q1 2026 Quarter ended Mar 31, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,866 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q1 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Geauga Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Feb 17, 2026 |
Fee income by quarter
Q4 2023 to Q1 2026, standalone quarters
Fee income was 2.6% of revenue, below the 7.3% median of 2,866 credit unions with under $300M in assets (15th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $39K in Q1 2026, 43% below the same quarter a year earlier ($69K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Geauga Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $39K | −$43K | −52.4% |
| Q4 2025 | $82K | −$40K | −32.8% |
| Q3 2025 | $122K | +$87K | +248.6% |
| Q2 2025 | $35K | −$34K | −49.3% |
| Q1 2025 | $69K | +$34K | +97.1% |
| Q4 2024 | $35K | −$4K | −10.3% |
| Q3 2024 | $39K | +$2K | +5.4% |
| Q2 2024 | $37K | +$3K | +8.8% |
Financial cohort: 3,287 credit unions with under $300M in assets filing for Q1 2026; 2,866 reported a share above 0% and are counted, Geauga Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Geauga Federal Credit Union by share.
They stay out of every comparison until review is done.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Account Research (audience not stated, treated as personal) | $25 | Not stated | None |
| Returned Mail Fee (audience not stated, treated as personal) | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSFUnder review | |||
| NSF Fee ACH Withdrawal (audience not stated, treated as personal) | $35 | per item | None |
| NSF Fee Share Draft (Check) (audience not stated, treated as personal) | $35 | per item | None |
ATM & CardUnder review | |||
| Balance Inquiry at ATM Any Account (audience not stated, treated as personal) | $0.50 | per item | None |
| Each Additional ATM Cash Withdrawal from Checking (audience not stated, treated as personal) | $0.75 | per item | None |
Wire TransfersUnder review | |||
| Outoging Wire Transfer Fee (Foreign) (audience not stated, treated as personal) | $35 | per item | None |
Check ServicesUnder review | |||
| Copy of Share Draft (Check) Faxed (audience not stated, treated as personal) | $6 | per item | None |
| Copy of Share Draft (Check) Mailed (audience not stated, treated as personal) | $2 | per item | None |
Other FeesUnder review | |||
| Copy of Statement or Printed Balance Inquiry (audience not stated, treated as personal) | $2 | per item | None |
| Faxed (audience not stated, treated as personal) | $6 | per item | None |
Other feesUnder review | |||
| Copy of Share Draft (Check) Faxed (audience not stated, treated as personal) | $6 | Not stated | None |
| Copy of Share Draft (Check) Mailed (audience not stated, treated as personal) | $2 | Not stated | None |
| Faxed (audience not stated, treated as personal) | $6 | per item | None |
| First 10 ATM Cash Withdrawals per Month from Checking (audience not stated, treated as personal) | No charge | per month | None |
| First 4 ATM Deposits to Checking (audience not stated, treated as personal) | No charge | Not stated | None |
| Outoging Wire Transfer Fee (Foreign) (audience not stated, treated as personal) | $35 | per item | None |
| Returned Mail Fee (audience not stated, treated as personal) | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows