Foundation Federal Credit Union

Headquarters: Springfield, Missouri
Charter: Credit Union
Assets: $76.6M
Fed district: St. Louis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Foundation Federal Credit Union: $30
Foundation Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Foundation Federal Credit Union: $30
Foundation Federal Credit Union: $30
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Foundation Federal Credit Union: $20 to $35
Foundation Federal Credit Union: $20 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Foundation Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$10
Account Research Fee$25
Returned Mail$5

Overdraft & NSF

Non-sufficient Funds$30
Overdraft Transfer$3

ATM & Card

Debit Card Replacement$10
Debit Card Rush Order$35

Wire Transfers

Domestic Wire$30

Check Services

Stop Payment Fee$20
Stop Payment Fee$30
Stop Payment Fee$35
Copy of Paid Check$2

Cash & Deposit

Returned Deposited ltem$25

Account Services

Key Replacement$25
Not compared: Box drilling or key fee
Late Fee$5
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$65
per year
Safe Deposit Box 3x5$15
per year
Safe Deposit Box 5x10$40
per year
Safe Deposit Box 5x5$25
Garnishment/Levy$30

Other Fees

Copy of Account Statement$3

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$10	Not stated	None
Account Research Fee	$25	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Non-sufficient Funds	$30	Not stated	None
Overdraft Transfer	$3	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Debit Card Rush Order	$35	Not stated	None
Wire Transfers
Domestic Wire	$30	Not stated	None
Check Services
Stop Payment Fee	$20	Not stated	None
Stop Payment Fee	$30	Not stated	None
Stop Payment Fee	$35	Not stated	None
Copy of Paid Check	$2	Not stated	None
Cash & Deposit
Returned Deposited ltem	$25	Not stated	None
Account Services
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Late Fee	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$65	per year	None
Safe Deposit Box 3x5	$15	per year	None
Safe Deposit Box 5x10	$40	per year	None
Safe Deposit Box 5x5	$25	Not stated	None
Garnishment/Levy	$30	Not stated	None
Other Fees
Copy of Account Statement	$3	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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