Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Sharefax Federal Credit Union

Cincinnati, OhioCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Legal Research Fee (per hour)$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=account_research; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Legal Research Fee (per hour) | $25.00" · Source

Monthly Minimum Balance Fee (excludes minors) (If average total savings is <$50

$44 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=minimum_balance; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Monthly Minimum Balance Fee (excludes minors) (If average total savings is < $50 & no active loan) | $5.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds Check Fee$33Above the typical range ($25–$32 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=nsf; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Non-Sufficient Funds Check Fee | $33.00" · Source

ATM & CardVerified

ATM Withdrawal Fee$3Within the typical range ($1–$3 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=atm_non_network; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="ATM Withdrawal Fee* | $3.00" · Source

Wire TransfersVerified

Wire Transfers (Incoming)$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=wire_domestic_incoming; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Wire Transfers (Incoming) | $10.00" · Source

Check ServicesVerified

Cashier’s Check Fee$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=cashiers_check; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Cashier’s Check Fee | $5.00" · Source
Check Cashing Fee (NON-Member)$10Within the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=check_cashing; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Check Cashing Fee (NON-Member) | $10.00" · Source
Money Order Fee$4Above the typical range ($2–$3.50 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=money_order; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Money Order Fee | $4.00" · Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=stop_payment; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Stop Payment Fee | $30.00" · Source

Cash & DepositVerified

Invalid Chargeback Fee$30Above the typical range ($9.50–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=deposited_item_return; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Invalid Chargeback Fee | $30.00 Minimum" · Source

Account ServicesVerified

Court Ordered Processing Fee ‐ Tax Levy & Garnishment$40Within the typical range ($25–$75 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=garnishment_levy; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Court Ordered Processing Fee ‐ Tax Levy & Garnishment | $40.00" · Source

Lending FeesVerified

Late Charge (per month)$30Above the typical range ($15–$26.50 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=late_payment; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Late Charge (per month) | $30.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card Fee$2Below the typical range ($3–$4.95 nationally)
$1.63 below the national median
Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=gift_card_purchase; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Visa Gift Card Fee | $2.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Legal Research Fee (per hour)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=account_research; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Legal Research Fee (per hour) \| $25.00"	Source
Monthly Minimum Balance Fee (excludes minors) (If average total savings is <	$50Above the typical range ($5–$12.25 nationally)	$44 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=minimum_balance; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Monthly Minimum Balance Fee (excludes minors) (If average total savings is < $50 & no active loan) \| $5.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds Check Fee	$33Above the typical range ($25–$32 nationally)	$4 above the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=nsf; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Non-Sufficient Funds Check Fee \| $33.00"	Source
ATM & CardVerified
ATM Withdrawal Fee	$3Within the typical range ($1–$3 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=atm_non_network; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="ATM Withdrawal Fee* \| $3.00"	Source
Wire TransfersVerified
Wire Transfers (Incoming)	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=wire_domestic_incoming; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Wire Transfers (Incoming) \| $10.00"	Source
Check ServicesVerified
Cashier’s Check Fee	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=cashiers_check; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Cashier’s Check Fee \| $5.00"	Source
Check Cashing Fee (NON-Member)
Cash & DepositVerified
Invalid Chargeback Fee	$30Above the typical range ($9.50–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=deposited_item_return; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Invalid Chargeback Fee \| $30.00 Minimum"	Source
Account ServicesVerified
Court Ordered Processing Fee ‐ Tax Levy & Garnishment	$40Within the typical range ($25–$75 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=garnishment_levy; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Court Ordered Processing Fee ‐ Tax Levy & Garnishment \| $40.00"	Source
Lending FeesVerified
Late Charge (per month)	$30Above the typical range ($15–$26.50 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=late_payment; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Late Charge (per month) \| $30.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Card Fee	$2Below the typical range ($3–$4.95 nationally)	$1.63 below the national median	—	Knox deterministic extraction from Rosetta artifact #3099. canonical_hint=gift_card_purchase; text_hash=da6a04cf790a8f142592c3455e8fe678744dc5ca9347dbb8c27e1ba42c0ada38; excerpt="Visa Gift Card Fee \| $2.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $33

14% above the national median NSF fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$720.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$720.8M

Total deposits

$643.0M

Service charge income (year to date)

$2.4M

Fee income ratio

10.8%

Return on assets

0.59%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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