Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Homeland Federal Credit Union

Chillicothe, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account reconciliation fee$10Below the typical range ($15–$25 nationally)

per year · Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=account_research; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Account reconciliation fee .....................................................................$10.00 per hour | balance in your account, with a prospective annual percentage yiel" · Source

Account research fee$15

$5 below the national median

Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=account_research; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Account research fee ............................................................................$15.00 per hour" · Source

Early closure fee$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=early_closure; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Early closure fee ...........................................................$5.00, if closed within 180 days" · Source

Minimum balance fee$5

$1 below the national median

Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=minimum_balance; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Minimum balance fee.............................................................................................$5.00 | $————————, a prospective dividend rate of —————% will be pai" · Source

The fee for a dormant account is$3

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=dormant_account; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="The fee for a dormant account is $3.00 per month." · Source

Overdraft & NSFVerified

NSF fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=nsf; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="NSF fee................................................................................................................$25.00" · Source

ATM & CardVerified

Plastic card replacement fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=card_replacement; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Plastic card replacement fee ...............................................................................$10.00 | a prospective dividend rate of | % will be paid on the entire b" · Source

Check ServicesVerified

Starter check fee$3Within the typical range ($1–$4 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=counter_check; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Starter check fee....................................................................................................$3.00" · Source
Stop payment order fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=stop_payment; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Stop payment order fee .......................................................................................$25.00" · Source

Account ServicesVerified

Garnishment requests on member accounts$25Within the typical range ($25–$75 nationally)
$25 below the national median
per day · Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=garnishment_levy; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Garnishment requests on member accounts.......................................................$25.00 | Tier 4 - If your daily balance is more than $999.99, but is less than $——————" · Source

Other FeesVerified

Statement copy fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=document_reproduction; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Statement copy fee...............................................................................$5.00 per month | $————————, a prospective dividend rate of —————% will be paid on " · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account reconciliation fee	$10Below the typical range ($15–$25 nationally)	$10 below the national median	per year	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=account_research; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Account reconciliation fee .....................................................................$10.00 per hour \| balance in your account, with a prospective annual percentage yiel"	Source
Account research fee	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=account_research; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Account research fee ............................................................................$15.00 per hour"	Source
Early closure fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=early_closure; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Early closure fee ...........................................................$5.00, if closed within 180 days"	Source
Minimum balance fee	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=minimum_balance; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Minimum balance fee.............................................................................................$5.00 \| $————————, a prospective dividend rate of —————% will be pai"	Source
The fee for a dormant account is	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=dormant_account; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="The fee for a dormant account is $3.00 per month."	Source
Overdraft & NSFVerified
NSF fee	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=nsf; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="NSF fee................................................................................................................$25.00"	Source
ATM & CardVerified
Plastic card replacement fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=card_replacement; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Plastic card replacement fee ...............................................................................$10.00 \| a prospective dividend rate of \| % will be paid on the entire b"	Source
Check ServicesVerified
Starter check fee	$3Within the typical range ($1–$4 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=counter_check; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Starter check fee....................................................................................................$3.00"	Source

Account ServicesVerified
Garnishment requests on member accounts	$25Within the typical range ($25–$75 nationally)	$25 below the national median	per day	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=garnishment_levy; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Garnishment requests on member accounts.......................................................$25.00 \| Tier 4 - If your daily balance is more than $999.99, but is less than $——————"	Source
Other FeesVerified
Statement copy fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6286. canonical_hint=document_reproduction; text_hash=042118656da5e4efa565484a8b8e5ef0f12ec1a0fd9e12a376d0e3650c42c9d3; excerpt="Statement copy fee...............................................................................$5.00 per month \| $————————, a prospective dividend rate of —————% will be paid on "	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$624.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$624.2M

Total deposits

$547.3M

Service charge income (year to date)

$1.6M

Fee income ratio

10.4%

Return on assets

0.93%

Financial profile · Pro

Performance from regulator filings

Stop payment order fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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